Deputy Manager - Credit Management

Company : Mahindra

Job Type : Full Time

Mumbai, India

Job Description - Deputy Manager - Credit Management

Responsibilities & Key Deliverables

Manage domestic debtors, ageing analysis, critical dealers and PDD monitoring.

Prepare business-wise debtor MIS, reconciliations and management reports.

Evaluate new institutional business and pricing proposals from a credit perspective.

Review and control institutional receivables and credit exposure.

Partner with Sales, Area Offices and Business teams for credit control and collections.

Prepare sales, variance and segment-wise reports.

Coordinate with Statutory, Internal and Process Auditors on sales and debtor-related matters.

Review/process credit notes for institutional sales.

Drive IT automation initiatives to streamline credit, debtor ageing, MIS and reconciliation processes, reducing manual effort and improving data accuracy.

Leverage AI and advanced analytics for early identification of credit risks, collection prioritisation, debtor behaviour analysis and management decision-making.

Experience

Fresher / 2–4 years

Industry Preferred

Qualifications

CA / ICWA

General Requirements

Our commitment to Diversity, Equity, and Inclusion

At Mahindra and Mahindra Limited, we believe that diversity drives innovation, and inclusion is at the heart of everything we do. We are committed to cultivating a workplace where every individual feels valued, respected, and empowered to thrive.

We are proud to be an Equal Opportunity Employer. All qualified applicants will be considered for employment without regard to age, caste, race, religion, color, ethnic origin, gender identity, nationality, physical or mental disability, medical condition, sexual orientation, educational background, marital or domestic partnership status, pregnancy or childbirth, veteran status, citizenship status, ancestry, financial status, or any other personal characteristic protected by applicable law.

We actively encourage candidates from all backgrounds to apply and bring their unique perspectives to our teams. We are committed to ensuring an accessible and inclusive experience for all applicants.

Together, we rise by embracing differences and building a future that reflects the communities we serve.

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