Fincrime SME

Job Title: Fincrime SME
Department: Product
Level: P2/P3
Location: Bangalore
Reporting To: Head of Product

Tookitaki is a global RegTech innovator redefining financial crime prevention through its AI-powered Anti-Financial Crime (AFC) solutions. Our FinCense platform delivers end-to-end AML and fraud detection capabilities—including Transaction Monitoring, Customer Risk Scoring, Smart Screening, and Fraud Prevention—built on explainable AI and typology-driven design. We are hiring a Fincrime Subject Matter Expert (SME) to strengthen our product strategy, regulatory alignment, and customer success across global markets.

Position Purpose
The Fincrime SME will act as a dual-domain expert across AML and Fraud Risk, helping shape Tookitaki’s product roadmap by infusing regulatory intelligence, risk typologies, and functional design. You will partner with Product, Engineering, Sales, Pre-Sales, and Delivery teams to enable client success, ensure solution compliance, and support GTM efforts. This role is pivotal in aligning Tookitaki’s AI-first platform with the evolving regulatory and operational landscape in financial services.

Key Responsibilities
1. Market Research & Product Strategy
○ Monitor evolving AML and fraud regulatory trends, typologies, and red flags across key jurisdictions.
○ Define functional requirements and detection logic for rules, typology libraries, and behavioral indicators.
○ Translate compliance needs into roadmap features and user stories, supporting the Product and Engineering teams.

2. Sales & Pre-Sales Enablement
○ Collaborate with Sales and Pre-Sales to deliver client-specific demos, RFP responses, and use-case narratives.
○ Represent the product domain during PoVs and strategic pitches with Tier 1 banks and fintech clients.
○ Support GTM teams with domain-aligned collateral, including typology decks and compliance mappings.
3. Client Implementation & Advisory
○ Work with Delivery teams to configure and calibrate AML and fraud modules—rules, thresholds, typology mapping.
○ Provide advisory input during UAT and go-live, ensuring operational effectiveness and compliance fit.
○ Guide clients on tuning strategies, alert optimization, and real-world fraud/AML adaptation.
4. Internal Enablement & Thought Leadership
○ Build internal expertise by developing training content, knowledge articles, and best practice documents.
○ Participate in industry forums, webinars, and whitepapers to showcase Tookitaki’s domain strength.
○ Provide functional input to product ideation, especially for real-time fraud detection and behavioral scoring features.

Qualifications and Skills

Education & Certifications
● Bachelor’s degree in Finance, Business, Compliance, or related field.
● Professional certifications such as CAMS, CFCS, CFE, CISA are highly preferred.

Experience
● 5+ years in AML compliance, fraud risk management, or investigations within banking, consulting, or RegTech.
● 2+ years of experience in a product-facing or advisory role within a technology-led or SaaS environment.

Skills & Competencies
● Strong understanding of AML typologies (e.g., smurfing, layering, TBML) and fraud vectors (e.g., social engineering, mule accounts).
● Ability to design, validate, and document detection logic and business rules.
● Hands-on familiarity with rule engines, risk scoring systems, or AI-driven compliance platforms.
● Excellent written and verbal communication skills; able to translate compliance into product logic.
● Comfortable working in Agile environments using tools like JIRA, Confluence, and Slack.

Key Competencies
● Domain Depth: Deep knowledge of financial crime trends and regulatory frameworks.
● Product-Compliance Bridge: Able to translate compliance goals into functional product design.
● Client-Facing Confidence: Strong communication skills for high-stakes pre-sales and implementation support.
● Cross-Functional Collaboration: Works effectively across Product, Sales, and Engineering teams.
● Regulatory Foresight: Ability to anticipate regulatory shifts and inform roadmap direction.

Success Metrics
● Timely delivery of functional requirements and use-case documentation for new features.
● Positive client feedback on typology design and functional validation during implementation.
● Pre-sales success through well-articulated AML/fraud product demonstrations.
● Active contribution to knowledge bases and internal training programs.
● Recognized thought leadership in industry engagements and content contributions.

Benefits
● Competitive compensation with performance-linked incentives.
● Opportunity to work on mission-critical compliance tools used by leading banks and fintechs.
● Collaborative, fast-paced, and innovation-driven engineering culture.
● Be part of an award-winning company recognized by World Economic Forum, Chartis, and Forbes for its impact in RegTech.