Fin-Crime Specialist (Onboarding)

Glomo (www.glomopay.com) - The first licensed Payment Service Provider (PSP) at GIFT IFSC and a pioneer in cross-border payments is seeking a Fin-Crime Specialist to join our Gujarat team. With over 100+ years of combined expertise in the cross-border payments space, our team is dedicated to delivering seamless and compliant financial solutions.

Experience: 2 - 4 Years

Department: Risk and Compliance

Location: Gift City, India (WFO)

Role Summary : We are seeking a Financial Crime Risk Specialist to support our rapid growth and strengthen our KYC, AML framework. This role focuses on customer onboarding, customer co-ordination, and regulatory reporting, ensuring compliance with applicable laws while enabling business growth in a fast-paced fintech environment.

Key Responsibilities :

• End-to-end merchant onboarding, managing document collection, verification and account activation for companies, LLPs, sole proprietorships, freelancers, trusts and other entities.
  CDD & EDD, including UBO mapping - perform customer due diligence and enhanced reviews, verify ownership structures and identify ultimate beneficial owners.
  Digital identity & V-CIP - execute CKYC / DigiLocker checks and conduct or coordinate Video-based Customer Identification Process per regulatory standards.
  Sanctions/PEP/adverse-media screening & AML investigations - run screens, investigate alerts, escalate matches and prepare SARs/internal referrals as needed.

• Cross-functional coordination & process improvement - work with Business Development, Risk, Compliance, Legal, Product and the customer to resolve cases, close gaps and improve onboarding SOPs.

Requirements :

• 2–4 years of experience in AML, KYC (Global KYC/KYB), or financial crime compliance, preferably within fintech, payments, NBFCs, banks, or regulated financial institutions.

• Strong working knowledge of AML laws, KYC/KYB norms, CDD/EDD, UBO identification, FATCA/CRS, sanctions and PEP screening, and customer risk assessment, with hands-on experience in KYC/KYB onboarding, sourcing verification extracts from official sources, ongoing transaction review, and supporting regulatory reporting obligations.

• Experience using AML screening and case management systems, with strong Excel / Google Sheets skills and familiarity with secure document management practices.

• Ability to review and interpret corporate and incorporation documents (such as COI, MOA, and AOA), along with management structures, shareholding patterns, and board resolutions.

• Excellent written and verbal communication skills to engage with merchants, request documentation, and explain regulatory requirements clearly and professionally.

• Strong attention to detail, sound judgment, and the ability to manage multiple onboarding cases with clarity and composure, while meeting SLA timelines in a fast-paced environment and readily taking on new challenges.

Preferred:

• Certified Anti-Money Laundering Specialist (CAMS) or equivalent certification.

• Experience with cross-border / IFSC onboarding, payments ecosystems, and familiarity with correspondent / nostro banking and SWIFT.

• Prior experience in merchant-facing onboarding roles.

Glomo celebrates diversity in all its forms and is proud to be an equal-opportunity employer. If building the rails that power India’s global ambitions excites you, we’d love to meet you.