If "surety bond" did not ring an immediate bell, that is the problem and the opportunity.
Every year, thousands of crores of MSME working capital sits locked inside bank guarantees. It is the price businesses pay just to participate: to win a government tender, to bid for a corporate contract, to prove they will deliver. The bank guarantee is how Indian commerce builds trust. It is also slow, expensive and largely inaccessible to the small and mid -sized business that actually does most of the building.
A surety bond does the same job better. It is how a contractor proves to a project owner that they will deliver, without tying up their balance sheet to do it. It is the trust infrastructure that makes tendering work. And in a country running an infrastructure push of the scale India is, the category we are creating has the potential to move GDP, not just metrics.
We are building India's first full -stack surety bond platform for MSMEs, and we are only beginning to discover how far the use case goes. Every industry that runs on contracts, tenders and performance guarantees is a potential home for surety bonds. Every new use case is a new set of relationships to build: Insurers who underwrite the risk, Beneficiaries who accept the bond, Channel Partners who distribute it and MSMEs who finally have access to a tool their larger competitors have always had. This is not a market we are entering. It is a category we are creating.
We were founded in 2024 by serial entrepreneurs and industry veterans who have done this before (ex -founders of numberz, acquired by Chargebee), backed by global VCs and industry veterans, with platform partnerships already running across Government, leading Insurers, corporates and PSUs. We are digital -first and AI -savvy by design. We are also a company where a significant part of the growth happens in person: customer conversations, industry panels and rooms where the right people are making decisions about surety bonds for the first time. Marketing straddles both. The digital engine and the room where it is all being shaped.
We move at the pace of our change -the -world conviction.
axiTrust is the platform layer that brings the surety bond ecosystem together — connecting businesses applying for bonds with insurers issuing them, on a multi -tenant system designed for a strictly regulated, document -heavy, trust -critical environment. The market is large, the timing is right, and the engineering problems are genuinely interesting.
Our product handles real financial workflows: bond applications, document generation, document e -signing, risk analysis, and integrations with government and partner APIs. The foundation is in place. We are looking for passionate engineers who can take full ownership of features end -to -end, raise the engineering bar, and ship to thought out features to the platform
If this hire works, the platform scales reliably, the codebase gets measurably better over time, and the team ships faster — because there is someone who catches problems before they become incidents and leaves every system they touch cleaner than they found it.
1. Full -Stack Feature Ownership. You own features from schema design through migration, service logic, REST API, and React interface — with minimal hand -holding and full accountability for outcomes. This is not ticket delivery; it is engineering leadership at the feature level.
2. Security and Access Control. You contribute to RBAC: permission modelling, multi -tenant role scoping, API key management, and audit logging. In fintech, this is foundational, not optional.
3. Third -Party Integration Reliability. You own the reliability of integrations with e -signing, cloud storage, AI pipelines, and external APIs. The product only works when these work. You make sure they do.
4. Codebase and Tech Debt Management. You identify tech debt deliberately, propose refactors, and execute them. You also review with intent — catching logic errors, security gaps, and design issues before they ship, and treating code review as knowledge transfer.
You spend month one orienting, not acting. You read the codebase, meet the team, understand the bond application lifecycle from a customer’s perspective, and trace how data flows across the stack. By the end of week four, you can explain what the platform does, how it is built, and where the sharpest edges are.
Days 30 to 60. First output.
Your first feature ships. It might be small, but it is yours from schema to interface. You have also identified at least one gap in the integration layer or access control model and have a proposal on the table. The team knows how you work.
You have delivered a second feature, started a meaningful refactor, and presented a 12 -month view of what you want to build and improve — with targets you are willing to be held to.
The platform is more reliable, more secure, and faster to ship on than when you joined. You own a module or subsystem that would be meaningfully worse without you. The team ships faster because you are in it.
You report to the Engineering Lead and work closely with the product engineering team. There is no direct report in this role; this is an individual contributor position. You work alongside other engineers and collaborate daily on features, reviews, and incidents.
Your primary working relationships are with the product team on feature scope, the founders on platform direction, and external partners on integration requirements — including insurers, e -signing providers, and API vendors .
You have 2–5 years of professional engineering experience shipping production systems. You write TypeScript fluently — across both Node.js backend and React frontend — and you understand the type system, not just the syntax. You have built complex stateful UIs in production, designed service layers in Express, written schema migrations from scratch, and have informed opinions on REST API design that you can defend.
Beyond the core stack, experience with TypeORM, BullMQ, Redis, or AWS is a strong advantage. So is a background in fintech, insurance, or any compliance -sensitive product. Familiarity with multi -tenant system design, document generation pipelines, or LLM API integrations in production will make you immediately useful.
What matters more than any specific tool is how you work. You have owned a module or subsystem, not just delivered tickets against it. You know the difference between a quick fix and the right one — and you communicate clearly when you are applying one instead of the other. You can land in an unfamiliar 10,000 -line service and orient yourself within the hour.
Our Tech Stack
I.C.G.R.I.T. is how we work. These values were not written on a retreat and filed away. They have evolved with us over many months. We strive hard that they show up in every interaction, review, every offer letter and more importantly, in every Tuesday afternoon when the easy choice and the right choice are different.
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