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Head of Distribution Operations

icon building Company : Kshema
icon briefcase Job Type : Full Time

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Job Description - Head of Distribution Operations

Job Title: Head of Distribution Operations
                     
                     
                     
                     
                     
        

Reports to: COO (direct); CGO (dotted line)
                     
                     
                     
                     
                     
   

Location: Hyderabad

Level: Senior leadership — responsible for
translating commercial targets into operational plans, cost discipline,
governance, and analytics across all distribution channels.

Key responsibilities

  • Distribution planning: Own annual and
    quarterly distribution plans (business volumes, revenue, channel mix, cost
    budgets) and convert strategy into operational roadmaps.

  • Plan vs delivery
    monitoring:
     Track
    performance vs plan; produce weekly/monthly variance analysis and
    corrective actions.

  • Enablement: Design enablers
    (processes, SLAs, incentives, training, tools) to improve channel
    productivity and conversion.

  • Cost management: Build and manage
    distribution cost budgets; identify optimization levers and ensure spend
    discipline.

  • Governance: Establish
    distribution governance, approval workflows, controls and compliance
    checks.

  • Team building: Recruit, structure
    and lead a Distribution Ops team (planning, MIS, analytics, channel ops).

  • Cross‑functional
    liaison:
     Coordinate
    with Product, Underwriting, Claims, Finance, IT and Sales to align
    launches, commissions, MIS and operational dependencies.

  • MIS & analytics: Deliver dashboards
    and analytics for channel performance, unit economics, acquisition cost,
    persistency and ROI.

  • Continuous improvement: Drive automation,
    tool integrations and process standardization to scale operations.

  • Reporting: Present
    distribution performance, forecasts and strategic recommendations to the
    executive team.

 

Success metrics (KPIs)

  • Achievement vs
    distribution revenue/volume targets
    .
  • Distribution cost ratio (cost per
    acquisition; cost as % of premium).

  • Channel productivity (policies per FTE,
    conversion rates).

  • MIS timeliness &
    data quality
    .
  • Persistency and
    retention
     for
    distributed business.

  • Governance scorecard (SLA adherence,
    compliance incidents).

 



Requirements

Experience & qualifications

  • 10+ years in distribution,
    operations or commercial planning (insurance/insurtech/financial
    services); 5+ years in leadership preferred.

  • Deep knowledge of
    insurance distribution channels (brokers, bancassurance, agency, digital,
    government/tenders).

  • Education: Bachelor’s degree;
    MBA or advanced degree preferred.

  • Strong Excel modelling;
    experience with BI tools (Power BI/Tableau); familiarity with
    CRM/distribution platforms; SQL/Python is an advantage.



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