HO BIU Financials-HO & SUPPORT-Finance

Key Responsibilities

• Annual Operating Plan (AOP), Monthly & quarterly forecast, Long term financial projections for the Consumer Bank business
• Analyze business performance, identify drivers of revenue, cost, margin and profitability at product, segment and channel level
• Provide variance analysis (budget vs actuals) with actionable insights for senior management
• Partner with Product, distribution, proposition & business operations team to develop P&L projections & Customer ROI/ROE analysis
• Develop dashboards & MIS to monitor KPI’s like NIM, Cost to Income, Fee income, Deposit & Advances growth etc
• Conduct competitor benchmarking, market analysis, and regulatory impact assessment to identify growth opportunity
• Evaluate strategic initiatives such has new product launches, digital transformation, partnership and distribution expansion

• Project monitoring, Performance evaluation and initiatives against define milestone

   

Key Skills

• Technical: Advanced Excel, financial modelling, data analysis,
• Analytical: Ability to interpret data, identify trends, and develop actionable insights.
• Communication: Presenting complex financial information clearly to diverse audiences, including management
• Business Acumen: Understanding the banking business model and connecting financial data to strategic objectives.
• Adaptability: Thriving in dynamic environments and embracing new technologies and methodologies. 

Qualification

• Strong Pedigree - Chartered Accountant (CA, preferably cleared in first attempt), MBA with reputed institute
• 3-8 year experience in BFSI Sector (preferably FP&A & Strategy/Big 4)