Individual Loan Officer - Retail MFB - RIL - Sales - Noida - Sector 62 - J Grades

Key Objective of the Job:

To drive Rural Individual Loan business sales and achieving business deliverables.

Major Deliverables:

1   Ensuring onboarding of quality customers to maintain highest portfolio quality.

2   Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process 

       and policy

3   Conducting business and house verification for the potential customer along with financial analysis to 

       finalize the desired loan amount.

4   Enabling business growth across assigned territories for deeper market penetration and reach.

5   To ensure achievement of disbursement targets and achieving desired productivity numbers.

6   Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.

7   Continuous follow up of overdue customers if any to ensure their repayment.

8   Build strong client relationships both internally and externally and build a strong brand identification with 

       existing and potential customer base.

9   Achieving highest First Time Right (FTR)

10   Constantly engaging in learning and development programs to upskill.

11   Adherence to product, process, and policies of the company.

Qualification: Graduate in any discipline