Loan Officer - Retail MFB - Sales - Badvel - Ashok Nagar - J Grades

10563

• To ensure the achievement of disbursement targets with minimum delinquency


• Identifying  Joint liability Groups & disbursed loans, to suit the target customers and geographies.


• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.


• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.


• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets


• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.


• Undertake regular field visits, Centre Meeting and loan applicants  


• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.


• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.


• Ensuring weekly / daily meetings & visit to centre


• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business


• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing


• Flair for sales


• Understand critical attributes of customer service

Education  Graduate in any discipline