Loss Forecasting & Credit Strategy Analyst (Credit Card)

About Us: 

Kadel Labs is a
leading IT services company delivering top-quality technology solutions since
2017, focused on enhancing business operations and productivity through
tailored, scalable, and future-ready solutions. With deep
domain expertise and a commitment to innovation, we help businesses
stay ahead of technological trends. As a CMMI Level 3 and ISO 27001:2022
certified company, we ensure best-in-class process maturity and information
security, enabling organizations to achieve their digital transformation goals
with confidence and efficiency.  

Job Title: Loss Forecasting & Credit Strategy Analyst
(Credit Card)

Experience: 5- 10 Years   
Location: Jaipur, Udaipur, Bhopal  & Bangalore

About the Role

We are looking for an experienced Loss Forecasting & Credit Strategy Analyst to support loss forecasting, reserve analytics, and credit strategy development
for a US credit card portfolio.
The ideal candidate will combine strong analytical and technical skills with a
solid understanding of credit risk and card portfolio dynamics.

Key
Responsibilities

• Build
  and maintain loss forecasting models using roll-rate,
  vintage, and CECL-aligned methodologies.
  
• Develop baseline
  and stress-scenario forecasts and analyze forecast vs.
  actual variances.
  
• Develop
  and evaluate credit strategies across line management, authorization, and
  collections.
  
• Assess
  the P&L,
  credit risk, and loss impact of proposed strategies.
  
• Apply AI/ML
  techniques to improve forecasting accuracy and scenario
  analysis.
  
• Translate
  analytical insights into actionable credit strategy recommendations for senior stakeholders.
  
• Collaborate
  with business, risk, finance, and technology teams.
  

Requirements

• 5–10 years of experience in Credit Risk, Loss Forecasting, Credit
  Strategy, or related analytics roles.
  
• Hands-on
  experience with US credit card portfolios on the issuing
  side — US bank, card issuer, fintech, or GCC/captive
  supporting a US card business.
  
• Strong
  proficiency in Python and SQL for
  forecasting, data analysis, and scenario modelling.
  
• Working
  knowledge of CECL, stress testing, and reserve concepts;
  CCAR/DFAST exposure is an advantage.
  
• Experience
  applying AI/ML to forecasting, credit risk, or
  analytics is preferred.
  
• Strong Advanced
  Excel skills, including pivot tables, complex formulas,
  dashboards, and management reporting.
  
• Excellent
  communication skills with the ability to work with US-based
  stakeholders and provide US business-hour overlap when
  required.
  

Benefits

Visit us:   

· https://kadellabs.com/   

· https://in.linkedin.com/company/kadel-labs   

· https://www.glassdoor.co.in/Overview/Working-at-Kadel-Labs-EI_IE4991279.11,21.html