Payments/Cards - Product Owner

Role: Product Owner

Location: Bangalore

Job Description:

• Product Owner/Product Manager with deep experience in the Cards/Payments domain (ISO 20022).
  
• Work with the business users and capture business requirements accurately.
  
• Ensure the business requirements, and proposed solutions, achieve the customers’ goals.
  
• End -to -end understanding of the Payments lifecycle from Front to Mid to Back -office processing
  
• Deep understanding/experience of payment clearing and settlement mechanisms.
  
• Mandatory experience in Payment message types such as MT / MX, ISO20022, and proprietary messages
  
• Experience working across geo -specific Payment types such as FedWire, CHIPS, BACS, Faster payments, SEPA.
  
• Understanding of Payment concepts such as UPI, Payment Aggregator, Payment Gateway, NACH, Aadhaar -enabled Payments System, etc…
  
• Basic SQL knowledge to query databases and familiarity with Oracle DB concepts
  
• End -to -end working knowledge in Transaction Banking / Channels areas
  
• Deep understanding/experience of payment clearing and settlement mechanisms.
  
• Experience in executing engagements in Liquidity, FX Processing, and cash management.
  
• Experienced in all phases of the Project Development Life Cycle: Business Analysis, and GAP analysis. Portfolio Performance Management and Project Finance Management across Analysis, Design, Build,
  Testing and Delivery
  
• Facilitate Requirement discussion with business owners and technical developers, gather documents, and manage requirements.
  
• Proficient in creating Requirement documentation and elicitation from varied geographical teams and banks (BRDs/FRDs)
  
• Agile experience - EPIC/User story writing vis tools such as JIRA, Confluence
  
• Participate in client engagement (pursuits, projects, discussions) and own the solution - from a domain/business point of view.
  
• Excellent stakeholder management, clear communication, and timely reporting
  

We’re looking for people who:

• Would be excited to work in a small team that collaborates, shares knowledge, and empowers each other to succeed.
  
• Has strong experience in the BFSI sector with expertise in the payments domain.
  
• Self -starter with a passion for independent, creative problem -solving, strong ownership, high commitment, and strong business judgment.
  
• has an 'I'm happy to pitch in and help' approach.
  

Domain/Functional experience: 

Cards or Payments (ISO 20022 , Swift, SEPA), Faster Payments, Agile (SCRUM/Scaled)

We need candidates with good technology background, not operations/tester background. Preferred education qualification (full time) : MBA/B.Tech/Any master degree only.