Product Engineer - Finacle & Cards Domain

We are seeking a skilled and proactive Product Engineer (Finacle & Cards) to join our Core Banking technology team in Chennai.

The ideal candidate will bridge the gap between technical execution and domain expertise - combining hands-on proficiency in Finacle Scripting and REST APIs with a solid structural understanding of the Cards Domain (Credit/Debit/Prepaid management). This is a highly visible position requiring strong stakeholder management skills and the ability to seamlessly support distributed cross-border business units.

Key Responsibilities

1. Technical Engineering & API Integration

• Design, develop, and customize solutions within the core banking ecosystem using advanced Finacle Scripting.
• Develop, implement, and maintain secure REST APIs to facilitate seamless integrations between Finacle, card management systems, and external payment processors.
• Own and manage the end-to-end technical delivery lifecycle of platform enhancements, from initial gathering through to deployment and production support.

2. Cards Domain & Cross-Border Support

• Apply deep functional knowledge of the Cards Domain to optimize credit/debit processing, merchant parameters, and transaction switches.
• Provide high-touch technical and functional support to diverse business units operating across different global locations.
• Isolate, troubleshoot, and resolve high-priority ecosystem incidents impacting card services and core platform stability.

3. Stakeholder Management & Collaboration

• Act as the primary technical point of contact, managing relationships and expectations across a diverse group of technical and non-technical stakeholders.
• Collaborate with the broader Software Engineering Chapter to ensure all platform deliveries align with strict organizational security, architecture, and compliance guidelines.

Technical Specifications & Skills

Core Technical Stack (Essential)

• Finacle Development: Strong hands-on engineering experience within the Finacle core banking environment, with specialized expertise in Finacle Scripting and customization.
• API Management: Practical experience developing, validating, and supporting REST APIs.
• Domain Expertise: Solid functional and technical understanding of the Cards Domain (e.g., card issuing, acquiring, processing, or clearing systems).

Cross-Functional Skills

• Global Support: Proven ability to manage, coordinate, and support business units located in multiple global regions.
• Delivery Ownership: Demonstrated capability to drive end-to-end technology deliveries independently.

Qualifications & Experience

• Education: Bachelor’s degree in Computer Science, Information Technology, Electronic Engineering, or an equivalent technical field.
• Experience: Relevant technical experience as a software/product engineer specializing in Finacle development and card integration systems.
• Soft Skills: Exceptional communication, relationship-building, and stakeholder management capabilities. Must be highly adaptable to working across varying time zones and fast-paced deployment cycles.