C

Product Manager

icon building Company : Creditvidya
icon briefcase Job Type : Full Time

Number of Applicants

 : 

000+

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Job Description - Product Manager

About Us

Ever since we began our journey in 2013, our aim has been to enable credit for every
possible earning individual. Like payments, which has become digital, embedded &
ubiquitous in the last 8 years, credit too will become a ubiquitous instrument for a
consumers/business owner to transact for various purchases whether it is a vanilla Term
Loan to consumer financing to working capital finance. And we are at the forefront of this
shift.

  • We are one of the top -rated AI companies in India built credit scores, alternate
    data products using multiple data sources and operate as “SAAS” for 50+ clients
    across banking and tech industry.

  • We are technology first and build products that help us give asymmetric scale

  • We launched embedded credit in 2020 under the brand name Prefr where we
    deeply embed our solution within large online distribution platform at the time of
    transaction for consumers via Personal Loan/Consumer Loan and businesses
    via Working Capital Loans

  • We have embedded our solution with large distribution companies like Xiaomi,
    Google Pay for Personal Loan and Walmart for BNPL

  • Our current annualized disbursals as of FY 2021 stand at ~$100mn
    o Our team comes from variety of backgrounds: Experts from NBFC, Bureaus,
    Banking, Technology, ex -entrepreneurs, co -located, PAN -India, diverse.


What you will be doing?


Working in the financial services arm of the business. You can visit our website
for details.

Working closely and managing various stakeholders like business, sales,
collections, engineering, vendors, and customers to build product modules that
can help scale businesses.

You will be expected to utilize data to identify gaps and inefficiency in the
product and identify solutions that can build to close those gaps.


You will be co -owning the product roadmap and will be responsible for planning,
prioritizing, and delivering the features or modules for the roadmap.

You will be expected to become product/feature/technical expert and go to guy
for all the product modules that you will be working on


You will be obsessing about product improvements that will move the needle of
the product efficiency and constantly be finding smarter ways to solve product
problems which could be short term fixes or long -term solutions.


You will be expected to write the features requirements, user stories, wireframes
and drive product development and align key metrics that will benefit from these
developments.
o You will be expected to present to the management about various product
initiatives

Requirements

From your experience you should:

  • Have completed your engineering in Computer Science and MBA
    o Have had an overall 5+ experience (2 -3 years in product development) 

  • Have had prior experience in a lending / payments company.
    o Have worked in a fast -growing 3 - to 5 -year -old D2C startup with aggressive
    yearly targets.


  • Enjoy looking into data to understand customer behavior, use analytics tools to
    find problems, and build solutions to address them.


  • Have excellent communication skills and have had the ability to write, articulate,
    communicate and manage all the stakeholders (business, tech, operations)
    effectively.

  • Have shown obsession and passion in solving customer problems by talking to
    customers, stakeholders, using tech and design to solve experience and learning
    from competitive solutions available in the market.

  • Be willing to move to Hyderabad/Mumbai once things resume.


Benefits

What will you get?

  • Opportunity to build financial services and products for the next billion

  • Good pay. We will pay well enough that money alone would not be a blocker for
    you joining.

  • Mentorship and a chance to grow professionally by experts from NBFC, Banking,
    Bureau, Technology
    o An opportunity to be part of blitzscaling team and shape the industry’s narrative.


  • A chance to define the company culture, be a stakeholder in how we do things.
    Don't like something? Make your case; change it.

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