C

Product Manager

Job Description - Product Manager

About CheQ


At CheQ, we’re turning the chaos of credit into a journey that’s clear, rewarding, and even a little fun. With ₹80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we’re fast becoming India’s favorite way to go from credit-stressed to credit-smart.

Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full-stack credit experience



What you’ll be doing

We're looking for a Product Manager to join our Lending team and drive
the personal loans and credit product experience. You'll independently own key
parts of the lending journey — working closely with engineering, design, risk,
compliance, and business teams to build products that are simple, compliant,
and genuinely useful for our users.

 Key Responsibilities

  • Independently
    own the product roadmap for specific lending journeys (e.g., loan
    application flow, eligibility checks, disbursal, repayment, collections
    experience)

  • Translate
    business and regulatory requirements (RBI digital lending guidelines, KYC,
    FLDG norms) into detailed product specs and drive them through to launch

  • Partner
    with engineering and design to ship features end-to-end, balancing user
    experience with regulatory and risk constraints

  • Own
    funnel analysis, conversion metrics, and cohort behaviour to identify and
    resolve friction points across the loan lifecycle

  • Work
    closely with risk and credit teams to understand underwriting logic and
    translate it into product decisions

  • Manage
    relationships with lending partners (NBFCs/banks) and internal compliance
    to ensure product changes meet regulatory requirements

  • Design
    and run A/B tests to improve onboarding, KYC, and disbursal conversion

  • Mentor
    junior PMs or associate PMs on specs, prioritization, and stakeholder
    management (as applicable)

  • Present
    roadmap updates, metrics, and insights to leadership on a regular cadence

What We're Looking For

  • 2–3
    years of experience in product management, with demonstrated ownership of
    lending, personal loans, or credit products (fintech, NBFC preferred)

  • Solid
    understanding of the end-to-end lending lifecycle — application, KYC,
    underwriting, disbursal, repayment/collections

  • Working
    knowledge of RBI digital lending guidelines and how regulatory constraints
    shape product decisions

  • Strong
    analytical skills — comfortable independently running funnel analysis,
    cohort analysis, and SQL queries

  • Proven
    ability to write clear PRDs and drive cross-functional execution with
    minimal oversight

  • Experience
    collaborating directly experience collaborating with partner lending banks
    and NBFCs

Why you should join CheQ?

You own it, we trust you

Shape your work with freedom, deliver with ownership, backed by trust

Bold,
fast & human

We push boundaries together, and deliver with agility, rigor, and heart. Always
looking out for one another.

Growth
by osmosis

Learn directly from a stellar leadership team with rich, diverse backgrounds.

What you will not get

Monotony → Work is dynamic, expect variety
every day.

Slow climbs → Growth here is about
leaps, not ladders.

Layers of
red tape → We believe in speed, not bureaucracy.


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