Product Manager-Gold Loan

This role is for one of Weekday’s client
Salary range: Rs 800000 - Rs 1300000 (ie INR 8-13 LPA)
Min Experience: 3 years
Location: Mumbai
JobType: full-time

Primary Responsibilities

• Lead product ideation, conceptualization, planning, and execution throughout the product lifecycle, based on customer requirements across various channels
• Derive actionable consumer insights to inform product development and strategy
• Collaborate with Risk teams to design products tailored to different customer segments and take proactive actions based on portfolio performance
• Ensure strict adherence to compliance guidelines and audit requirements
• Maintain the right product mix and ensure high portfolio quality
• Publishing various MISs to give insights to top management and driving business and proposing various contests to boost business
• Conduct competitor benchmark to track pricing, schemes and customer value propositions
• Incentive Calculations and driving various contests
• Manage Vendor Payouts
  

• Secondary Responsibilities:
  Drive channel development initiatives to expand product reach and customer engagement
• Recommend improvements to product features and processes to enhance customer experience and operational efficiency
• Track Industry trends, regulatory changes and competitors’ strategies to identify potential risk and opportunities
  

Education Qualification:

• Post Graduation: MBA/PGDM
• Graduation: Any
• Experience: Minimum of 3-5 years of proven experience in product management within retail banking or financial services within BFSI industry. Strong background in asset-based lending, especially gold loans, is highly desirable.