Job Description - Relationship Manager - Government Banking Group
Job Purpose:
The role entails building deep relationships with clients including government bodies, quasi- judicial authorities, autonomous bodies, State Departments, etc in order to maximize profitability and meet targets while minimizing risk and ensuring strict adherence to guidelines. The role bearer is primarily a first touchpoint for clients for resolution of issues. The role bearer has a responsibility to increase customer penetration across current account, Retail Asset, Government Banking products contributing to achieving the larger organizational objectives of the bank.
Roles & Responsibilities:
Ensure seamless customer on boarding by ensuring best in-class customer servicing standards and processes and develop deep relationships to become the client' banking partner of choice
Spearhead business generation within stringent and dynamic regulations and bank's risk appetite to expand the volume of trade of Government Banking Group
Tie up with financial institutions to share revenue sources and realize synergies
This role further entails the responsibility of understanding client needs, business and sector characteristics
Understand customer requirements and structure solutions to achieve customer satisfaction while remaining aligned with the bank’s policies
Responsible for accurate and timely KYC, ensuring compliance and risk categorization
The role bearer is accountable for customer acquisition of high value, high ticket sizeaccounts after due diligence
Ideate to create diversified revenue sources for Government Banking Group and facilitate campaigns to increase customer penetration and acquire high quality clients
Study financial reports of clients to identify early warning signs and flag potential pitfalls to prevent losses to the bank
Monitor portfolio and flag early warning signals while maintaining a constant touchpoint with the clients
Perform credit analysis as mandated by RBI
Gather and leverage market intelligence to incorporate best practices
Develop and maintain constructive relationships with key internal and externalstakeholders to help achieve business critical goals
Collaborate with internal stakeholders (Treasury, Risk, Compliance, Legal) to achieve
the desired business objectives whilst ensuring maximum efficiency in internal
processes
Create and deploy strong mechanisms that can constantly measure and monitor the customer satisfaction and envision changes to existing processes to improve specifications and performance
Ensure high quality customer service and review customer complaints in order to maintain customer satisfaction and increase the treasury
Managerial and Leadership Responsibilities:
Champion IDFC First's customer first culture by driving the team to take up high degree servicing norms to ensure absolute customer delight
Attract and retain best-in-class talent for key roles in their reporting structure
Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements
Requirements
Education Qualification:
Graduation: Any Graduation (as per requirement).
Post-graduation: Any Post-graduation
Experience:
12+ Years of relevant Government Banking experience
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