Risk Lead

Key Responsibilities

Risk Strategy & Policy

• Support the design and governance of LTV × tenor grid, AUM caps, and circuit-breakers across cohorts.
  

• Maintain valuation policy (assaying, purity haircuts, price governance, AM/PM sources).
  

Portfolio Monitoring & MTM Controls

• Run daily mark-to-market reports, breach tracking, and early-warning dashboards.
  

• Co-own margin call playbooks and recovery actions with Collections.
  

Auction & Loss Management

• Support empanelment and monitoring of auction houses.
  

• Track auction turnaround times, hammer-to-reserve ratios, and LGD metrics.
  

Collections & Channel Risk

• Develop playbooks for tele-calling, field collection, and DSA quality governance.
  

• Track recoveries and recommend corrective measures based on data insights.
  

Regulatory & Governance

• Ensure RBI NBFC compliance, KYC/AML, Fair Practices Code, repossession and auction norms.
  

• Support weekly Risk Parameter Committee and board reporting.
  

Data, Analytics & Tooling

• Strengthen LOS/LMS controls, dashboards, and breach alerts.
  

• Collaborate with tech to automate early-warning systems and portfolio risk reports.
  

People & Culture

• Lead a small team across policy, analytics, and audit functions.
  

• Build a strong “measure–act–govern” culture in every process.
  

Requirements

Benefits