Senior Analyst

Job Description

You will be the bridge between raw data and real-world recovery. You will be responsible for analyzing repayment trends, optimizing our automated nudge systems, and helping build our collections strategy. Your goal is to minimize Non-Performing Loans (NPL) while ensuring a "Customer-First" experience that aligns with Branch’s mission.
 

Responsibilities

• Analyze large datasets to identify patterns in delinquent behavior and segment borrowers by risk level.
• Develop and implement champion-challenger (A/B) testing for Collections and Credit Risk strategies 
• Monitor the Roll Rate (the movement of customers from one delinquency bucket to the next) and provide weekly reports 
• Collaborate with the Product and Engineering teams to automate the collections lifecycle
• Integrate sophisticated behavioral triggers into the collection workflow to reduce manual intervention
   

Qualifications

• Fluency in SQL and R/Python 
• Previous experience in analytics and/or quantitative modeling, using large datasets 
• Experience analyzing, visualizing and communicating impactful insights to management, investors and / or auditors
• Strong strategic thinking and problem-solving skills
• 2-7 years relevant experience in Collections Analytics, preferably in India Fintech industry
• Enthusiasm for working across cultures, functions, and time zones