Specialist Payment Data- Fees

Job Description

Alimentation Couche-Tard Inc. (ACT), a Fortune 200 global leader in convenience and mobility, operates across 31 countries and territories. The Data Specialist will play a key role in optimizing payment expenses by providing deep insights into credit card fees across all card types, including interchange (IC), network, and processor fees.

About the role

The primary responsibilities for this role will be analyzing transaction-level data to identify cost drivers, pricing inefficiencies, and savings opportunities; ensuring accurate fee validation; and enabling strategic decisions that reduce overall payment processing costs. Secondary responsibilities will include data gathering, analytics, trending, interpreting, and reporting the results for all varieties of the topic within the payments ecosystem.

Roles & Responsibilities

Analytics & Strategy

• Analyze credit card fees (interchange, network, and processor fees) across card types, regions, and channels

• Organize a large amount of data

• Perform transaction-level fee validation to identify discrepancies, overcharges, and billing inaccuracies

• Identify and drive cost optimization opportunities through routing, pricing, and operational improvements

• Develop reporting and dashboards to track fee trends, effective rates, and cost drivers

• Collaborate with internal teams and external partners to improve transparency, controls, and fee efficiency

Operational Excellence

• Partner with respective team(s) to build, design, maintain, and automated dashboards and reporting

• Stakeholder Engagement

• Working collaboratively across multiple sets of stakeholders – Internal (Accounting, Retail Systems, D&A groups, etc.) and external (Issuers, Payment Brands, Processors, etc)

• Articulate work results to management

Stakeholder Management

• Working collaboratively across multiple sets of stakeholders – Internal (Accounting, Retail Systems, D&A groups, etc.) and external (Issuers, Payment Brands, Processors, etc.)

• Articulate work results to management

Job Requirements

Education and Relevant Experience

• Bachelor’s degree required, preferably with a background with history of data analysis, or equivalent work experience

• 2+ years of experience in payment analytics, interchange analytics, credit card fee reconciliation, financial or operational analytics, with the ability to analyze and interpret large transactional datasets.

Behavioral Skills

• Proven experience in analytics

• Communication excellence

• Independent worker

• Innovation and agility

Knowledge

• Payment processing knowledge is preferred

• Strong analytics skillset

• Strong communication skills

• Enterprise reporting systems, relational analytics (MySQL, Microsoft SQL Server etc.)

• Business intelligence & reporting (Power BI, Tableau, Alteryx, etc.)

• Microsoft Office applications (MS Excel, Word, PowerPoint, etc.)

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