Trade Finance Non -Funded Accounts Specialist

Job Description – Non -Funded Trade Finance Specialist

Position: Trade Finance – Non -Funded Accounts Specialist

Location: Chennai

Experience: 3+ Years

Industry: Banking, Financial Services, Trade Finance

Job Summary:

The Trade Finance Specialist (Non -Funded Accounts) is responsible for handling trade finance instruments such as Letters of Credit (LC), Bank Guarantees (BG), Standby LCs (SBLC), Performance Guarantees, and Bid Bonds. The role involves structuring trade finance solutions, ensuring compliance with regulatory guidelines, and managing risk in international trade transactions.

Key Responsibilities:

• Issuance & Management of Non -Funded Instruments – Process LCs, BGs, and SBLCs, ensuring timely issuance and amendments.
  

• Trade Documentation & Compliance – Verify trade documents per UCP 600, ISBP, and regulatory frameworks.
  

• Risk & Credit Assessment – Evaluate counterparty risk and ensure compliance with banking policies.
  

• Client & Stakeholder Coordination – Work with corporate clients, banks, and trade counterparties to facilitate seamless transactions.
  

• Regulatory Adherence – Ensure compliance with AML, KYC, FEMA, OFAC, and trade finance regulations.
  

• Process Optimization – Enhance trade finance workflows for efficiency and accuracy.
  

Key Skills & Competencies:

Qualifications & Experience:

• Education: Bachelor's/Master’s in Finance, Banking, or related field
  

• Experience: 3+ years in trade finance, non -funded products, or banking operations
  

• Certifications: CDCS (Certified Documentary Credit Specialist) preferred
  

Requirements