CIB Research & Analytics Program, Markets

Job Description

2024 Commercial & Investment Bank Research & Analytics Program, Markets (Private Credit Financing) - CA Industrial Trainee - Academic Internship – Mumbai, India

Job Title:  Private Credit Financing – CA Industrial Trainee – Academic Internship Program 2024 

Short Job Description: The role involves monitoring the credit risk of the underlying middle-market collateral and monitoring portfolios on a quarterly basis. 

Job Summary 

As an intern in the team, you will 

Work closely with Global Portfolio Financing teams to analyze middle market credit collateral. 

Perform credit analysis of portfolio loan investments and identify business risks. 

Develop mark recommendations for new loans into the JPM portfolio by analyzing the underlying business, the structure of the credit, the spread of the loan and all other relevant information

Monitor the entire loan book every quarter 

Identify and analyze impact of macro-events on the underlying collateral pool. 

Job Responsibilities 

Analyze credit risk for underlying middle-market borrowers 

Ask relevant questions to ascertain the value of collateral 

Compile data in the standard template and upload to the internal repository 

Communicate findings and recommendations to the team and senior management  

Investigate impact of macro-trends on specific sectors/ industry sub-groups  

Required qualifications, capabilities, and skills

Excellent Academic record 

Currently Pursuing or completed Bachelor’s degree in Economics, Business, Accounting or related field  

Excel, Word and MS Office skills 

Knowledge of financial statements and financial ratios 

Preferred qualifications, capabilities, and skills

Works well in a team dynamic with a collaborative approach and personal efficiency 

Excellent communication skills  

Pursuing a qualification degree with expected completion date in 2025/2026 

Available for Chartered Accountant Industrial Training for 12 to 18 months .  

Expected to sit for Chartered Accountant Final Exams in November 2025 / May 2026.  

0-1 years of experience in a credit role preferred (Credit Risk, Credit Portfolio Management) 

Experience in Banking/ Capital Markets/ Investment Management is preferred but not required 

Keen interest in credit risk and financial markets 

Applications will be reviewed on a rolling basis. We strongly encourage you to submit your application as early as possible as programs will close once positions are filled.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.