About CheQ
At CheQ, we’re turning the chaos of credit into a journey that’s clear, rewarding, and even a little fun. With ₹50,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we’re fast becoming India’s favorite way to go from credit -stressed to credit -smart.
Founded by ex -Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full -stack credit experience.
Here’s what makes us different:
• Credit, simplified â Track, pay, and optimise every credit card, loan, and bill in one smooth dashboard.
• AI that actually helps â Meet Wisor, India’s first AI -powered credit advisor giving real financial intelligence, not just data.
• More than payments â Rewards, instant loans, and an embedded wallet all stitched into one seamless journey.
We’re here to make managing money feel less like a chore and more like a win
What you’ll be doing
We aren't looking for someone to
build dashboards. We are looking for a scientist to build the "brain"
of our Fintech engine. As a Decision Scientist, your role is to decode complex
user behaviours and build scalable models that drive automated, real -time
decisions—from credit risk and fraud prevention to payment routing and product
stickiness.
Experience: Fresher
Role Type: Data
Science / Engineering
Key Responsibilities
- Causal Inference
& Behavioral Discovery: Dig deep into high -dimensional datasets to move beyond
correlation. You will identify the true causal drivers of user retention and
lending propensity.
- Scalable Predictive
Modeling: Design and deploy real -time ML models for Lending Propensity and Fraud Detection.
- System Architecture
& Pipelines: You will build and maintain production -grade data pipelines
that serve features to models at scale with minimal latency.
- Strategic Decision
Influence: Distill complex algorithmic outcomes into
strategic recommendations for leadership.
Technical Skills
- Foundational
Science: Understanding of Statistical Modeling and Machine Learning. You
should be obsessed with understanding "The Why."
- Advanced Python: Knowledge of ML
ecosystem (scikit -learn, XGBoost/LightGBM, PyTorch/TensorFlow) and data processing frameworks.
- Causal Toolkit: Familiarity with
causal inference frameworks (e.g., CausalML, DoWhy)
- Engineering Rigor:
o Strong SQL and experience with big data processing.
o Proficiency in building/maintaining DAGs (Airflow) and
monitoring model drift.
- Communication: Ability to defend
a model's logic to a non -technical audience while maintaining scientific
integrity.
Why Join Our Decision Science Team?
Real -Time Impact
Your models won't sit in a notebook; they
will decide the fate of transactions and loan applications in real -time.
Deep Tech Stack
Work at the intersection of Data Engineering and
Applied Science.
High Ownership
In our startup environment, you own the
entire lifecycle—from the first causal hypothesis to the final production API.
Growth
Work in a fast -paced Fintech environment at the
intersection of data science and product strategy.
Bold,
fast & human
We push boundaries together, and deliver with agility, rigor, and heart. Always
looking out for one another.
Growth
by osmosis
Learn directly from a stellar leadership team with rich, diverse backgrounds.
What you will not get
- Monotony
â Work is dynamic, expect variety every day.
- Slow
climbs â Growth here is about leaps, not ladders.
- Layers
of red tape â We believe in speed, not bureaucracy.