Location: Turbhe, Navi Mumbai
Business: Operations
SBU: Comprehensive
Duration: 12 months
Key Responsibilities:
- Conduct comprehensive risk assessments of entities through analysis of annual reports, financial documents, site visits, and management discussions, and assign appropriate risk ratings/scores.
- Perform detailed financial analysis, including Profit & Loss Statements, Balance Sheets, Cash Flow Statements, and key financial ratios, with industry benchmarking.
- Assess the managerial, operational, and business capabilities of channel partners to determine business viability and risk exposure.
- Review and evaluate statutory, regulatory, and Anti-Money Laundering (AML) compliance requirements of channel partners.
- Undertake sector and industry analysis to identify market trends, competitive positioning, and potential risks.
- Conduct portfolio analysis for clients and provide insights to support credit and risk management decisions.
- Develop, maintain, and enhance risk scoring models and frameworks for client evaluation and monitoring.
- Collaborate with internal teams and external stakeholders to effectively manage client accounts, ensure timely reviews, and facilitate decision-making processes.
- Prepare detailed credit/risk assessment reports and present findings and recommendations to relevant stakeholders.
Key Requirements:
- CA Intermediate (IPCC) qualified with both groups cleared; pursuing CA Final (target completion: 2028).
- Strong understanding of current economic, business, and market developments.
- Excellent analytical and problem-solving skills with the ability to derive actionable insights.
- Ability to analyze financial statements, understand business models, and assess industry dynamics.
- Strong verbal and written communication skills with the ability to present effectively in a corporate environment.
- Team-oriented professional with a collaborative approach and strong interpersonal skills.
- Proficient in MS Excel, PowerPoint, and Word.