Head of Finance

The Role 

We are seeking a high-calibre finance leader to serve as the Head of Finance (PCF 11) for our Irish e-money license entity. As a Payment Institution authorised by the Central Bank of Ireland (CBI), this role is critical to our governance structure.

This is not a traditional "back-office" accounting role. While you will partner with our UK parent company and teams for core financial reporting / management accounts / statutory obligations, regulatory integrity, and capital management, you will also contribute to our commercial and expansion strategy across Europe along the side of other senior members of the PIL team. You will be the financial custodian of our Irish entity, ensuring we remain compliant while enabling our commercial teams in Ireland, Spain, Italy and France to drive growth.

What you will do...

Regulatory Governance & PCF 11 Stewardship

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  Act as the primary point of contact for the Central Bank of Ireland on all financial matters.

  
  


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  Oversee and sign off on all regulatory returns (FINREP, COREP, Monthly Metrics, and ad-hoc returns), ensuring accuracy and timeliness.

  
  


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  Monitor "Own Funds" and capital adequacy requirements to ensure strict adherence to E-Money Regulations.

  
  


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  Act as the guardian of customer funds; ensure daily reconciliation of safeguarding accounts is performed correctly and compliant with the CBI and group Safeguarding Guidance.

  
  


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  Present quarterly financial packs to the Irish Board of Directors (PIL Board), highlighting capital headroom, regulatory risks, and commercial performance in addition to ad hoc contributions (eg Annual budget).

  
  

Commercial Business Partnering (Europe)

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  Bridge the gap between the UK financial reporting hub and the local markets. Translate financial data into actionable commercial insights for our MDs.

  
  


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  Lead the Irish budgeting process, challenging assumptions from local sales teams to ensure realistic targets and adequate capital allocation. 

  
  

Financial Control & UK Partnership

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  Work closely with the UK Finance team to ensure the Irish entity’s books are accurate and meet regulatory and local standards. This will also require working with our centralised tax team on Irish and specific market tax requirements.

  
  


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  Lead the local statutory audit for the Irish entity with KPMG, ensuring clean opinions and timely filing.

  
  


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  Manage complex intercompany flows between the Irish entity and the UK parent.

  
  

What you will bring...

To be approved as a PCF 11 by the Central Bank, you must demonstrate the requisite "Fitness and Probity."

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  Experienced Qualified Accountant (ACA, ACCA, CIMA, CPA) 

  
  


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  No mandatory experience working in a CBI-regulated entity (Payment Institution, E-Money, Insurance, or Banking) but will be required but we would expect the candidate to be a quick learner of the regulatory framework we operate in (Safeguarding, Capital Adequacy…)

  
  


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  Understanding of the Payments landscape (Acquiring, Interchange, Schemes) is highly preferred.