Credit & Risk Manager

About Financefair
At Financefair, we're not just another Fintech company. We're a dedicated team of professionals committed to providing innovative financial solutions that propel businesses forward. Specialising in funding the growth of Irish and UK SMEs, we pride ourselves on our ability to foster success through innovative financial solutions. Since our beginning in 2015, we have been obsessed about providing the very best and most innovative solutions and a best-in-class customer experience, become the finance partner of choice.

Over the last 10 years Financefair has funded over €2.0 billion for a wide range of clients across all sectors. We are in a period of rapid growth, launching new technology, expanding our team and growing our client base. 

The Role
As Credit & Risk Manager, you'll be reporting to the Head of Credit & Risk, playing a crucial role in shaping our risk management capabilities and fostering a culture of effective risk management. You will work alongside the senior management team to develop and implement credit strategies that enable sustainable growth while maintaining robust risk controls. 

The position is based at the company's head office in Belfield Office Park, Clonskeagh, Dublin with 4 days (Mon to Thu) in the office and Friday remote. 

Key Responsibilities

• Lead credit assessment and underwriting of SME financing applications


• Develop and maintain credit risk policies and procedures


• Manage portfolio monitoring strategies and early warning systems


• Active participation in Credit Committee decisions


• Create and analyse portfolio performance metrics


• Engage with institutional funders on credit-related matters


• Drive innovation in credit assessment through technology integration


• Mentor and develop junior team members


• Support product development initiatives with risk insights


• Liaise with external stakeholders including legal counsel

The Ideal Candidate

• Minimum 5 years' experience in financial services within a credit risk, lending or audit capacity


• Deep understanding of SME credit and transactional risk


• Strong commercial acumen and analytical capabilities


• Experience in receivables finance or working capital solutions preferred


• Excellent communication and stakeholder management skills


• Proven ability to balance risk and commercial considerations


• Strong leadership and team development capabilities


• Proficient in financial modelling and credit analysis


• Tech-savvy with an interest in fintech innovation


• Relevant qualifications in business, finance, or related field

Working At Financefair

• Competitive salary with performance related bonus opportunity


• A contributory pension scheme with life assurance and other insurances


• A contribution to a healthcare plan of your choice or gym membership


• A company who invests in the learning and development of its people


• A great team with a good sense of fun


• Opportunities for career progression as we scale and expand geographically