Corporate Credit Risk Officer

Job Description

• Conduct thorough analysis of financial statements and creditworthiness of potential and existing corporate borrowers.
  
• Assess credit requests, including new applications, modifications, refinancing, and annual reviews.
  
• Develop and implement a robust credit risk assessment framework.
  
• Evaluate and recommend appropriate credit limits and lending terms based on risk analysis.
  
• Monitor and analyze credit portfolio performance to identify potential problem loans.
  
• Manage and update credit risk models and tools for accurate risk assessment.
  
• Participate in the development and implementation of credit risk mitigation strategies.
  
• Prepare comprehensive reports on credit risk exposure and trends for senior management.
  
• Stay updated on industry trends and regulatory changes impacting corporate credit risk.
  
• Ensure adherence to credit risk management policies and procedures.
  

• Bachelor's degree in Finance, Accounting, or a related field required.
  
• Minimum of 3-5 years of experience in corporate credit analysis or a similar role.
  
• Professional certifications in credit risk analysis (e.g., CRFA) are a plus.
  
• Strong understanding of credit risk analysis principles and methodologies.
  
• Expertise in financial statement analysis and interpretation.
  
• Excellent analytical and problem-solving skills.
  
• Proficient in credit risk modeling and quantitative analysis techniques.
  
• Strong communication and interpersonal skills to effectively present findings and recommendations.
  
• Ability to work independently and manage multiple priorities effectively.
  
• Fluent in Arabic and English. French is a plus. 
  
• Experience in operational risk and market risk analysis is a plus.