Senior Compliance - Financial Crime Analyst

Mangopay is a wallet-based payment infrastructure built specifically for organisations with complex, multi-party fund flows. A pioneer in multi-party payments.

Our solution optimises fund flows on behalf of the organisations we work with using wallets as programmable, composable building blocks.

Mangopay’s regulated platform collects payments, secures transactions and holds funds, splits money between the various parties in the funds flow, and ultimately manages the payout to service providers, sellers, and consumers.

Platforms and fintechs using Mangopay regain control and transparency over multi-party payment flows, generate additional revenue, and improve operational efficiency. They can stay compliant while innovating and scaling.

Job Description

In a context of strengthening its’ Financial Crime Team, and under the responsibility of the Head of Compliance Operations, you will contribute to the control and reduction of the company’s risks and will perform the operational risk management function on a daily basis.

As a senior member of the team, you will support and show expertise through experience and leadership skills within the team.

Your main missions will be:

Daily Tasks of the Financial Crime Unit

• Working to investigate and detect Financial Crime on our platform

• Working with Sanctions, Intercom Requests and Investigating Fraudulent Activity

• Reporting of STR/SARs to applicable Financial Intelligence Units & Law Enforcement

• Constant improvement of internal processes and projects

• Reporting to Financial Crime Manager and Compliance Officer on the results of activities and investigations

• Performing of KYC/EDD on potential Adverse Media and Suspicious activity

• Investigating Counter Terrorism financing and serious Financial Crimes

Management of Transactional Alerts

• Ensure adherence to AML-CTF legislation and regulations, in addition to internal processes and procedures

• Performing Suspicious Activity Monitoring

• Alerts queue management: ensure the workload is appropriately attributed to Financial Crime unit employees

• Validations of Escalated Alerts

• Escalation to Authorized Management and Compliance Officer in case of higher-profile alerts and complex investigations

Systems Evolution

• Contribute to Projects defining Financial Crime specification for new systems of current systems evolution.

• Working as a team to test new systems and tools fighting Financial Crime

Diverse Request Handling (Internal & External)

• Manage the treatment of queries in relation to specific transactions / Clients, from Partner Banks, Platforms, Internal Departments etc.

• Ensure timeliness and quality of answers provided.

• Manage treatment of other ad-hoc requests, as needed

Regulatory requests

• Carry out investigation as appropriate in case of regulatory requests, document findings. Coordinate with other departments (Finance, Fraud, Support) as required.

• Support investigations to routinary requests from Police authorities and similar, in coordination with Compliance and Legal.

Who you are :

• A Senior Financial Crime or AML/KYC Analyst with at least 7 years professional experience, preferably in the payments/acquisition business.

• English is Mandatory for this position.

• Proficiency in Microsoft Office suite and experience with data analysis tools (e.g., SQL, Excel, Tableau) is preferred.

• Any additional language, French in particular, is a distinguished plus.

• If you consider yourself a good fit for the role, interested in fighting Financial Crime; and you are interested in contributing by joining a fast-growing, fast-paced Fintech, we would be happy to hear from you.

Only candidates already residing in the EU and/or with a valid EU work permit are eligible for this position.

Additional information:

HR Call

1st Interview with our Senior Financial Crime Analyst

2nd interview with our Head of Compliance