Analyst, SME Banking Credit - Collaborative Environment

Primary Objective:

To assist Head SME banking Credit Risk in monitoring, review and implementation of Group Community Banking Credit Risk Management for the RHB Bank and Group.

Job Responsibility:

• To assist in review and monitoring of the implementation of risk recommendations arising from the MIS analytics and  new / changes of lending/financing guidelines.
• To assist in MIS enhancement, including well organized data warehouse, strong MIS skillsets and reporting automation tools to ensure data integrity and accuracy of reporting and analytics.
• To consistently complete the business initiatives, risk reporting and analytics within the standard SLA for cross functional departments / senior management.
• To assist in portfolio analytics, presentation of analytic findings and to facilitate discussion with Business, Credit Underwriting, Collections and regional offices to review the portfolio health and to propose necessary remedial actions via monthly discussion forum.
• To ensure the follow-up MIS monitoring are always in place subsequent to the updates from Policy Team on the new/refined lending/financing guidelines.
• To ensure compliance of the regulatory requirements in order to safeguard the bank’s reputation and interest.
• To assist the immediate superior in any task delegated / task assigned when required.

Job Requirements:

• Bachelor Degree in any related filed.
• 2-4 years in retail risk management or Risk Analytics.
• Able to manage stakeholder expectation.
• Able to analyze numbers and provide insights.
• Possess logical and analytical thinking.
• Possess good communication & negotiation skill.
• Independent under minimal supervision.