Credit Analyst (1 year Contract)

About us

GSCF is the leading global provider of working capital technology and alternative capital solutions. The company empowers corporates and their financial institution partners to accelerate growth, unlock liquidity and manage the risk and complexity of the end-to-end working capital cycle. GSCF’s innovative Working Capital-as-a-Service offering combines the power of an end-to-end connected capital technology platform with data-driven insights, expert managed services, and alternative capital solutions. GSCF’s team of experts operates in over 75 countries, offering a truly global and holistic perspective on working capital efficiency challenges. Visit www.gscf.com to learn more.

Position Overview: 

GSCF is looking for Credit Analyst to work in Kuala Lumpur, Malaysia. Reporting to the Senior Lead, APJC Credit.  The role will primarily support the Asia Pacific specifically Korea business, and hence requires proficient Korean language skills.  Responsibilities include performing analysis of financial statements and other credit risk information, to assess requests for revolving lines of credit for partners and clients.  The analyst will also review proposed deal structures, and will recommend a credit rating, and terms and conditions suitable to support proposed credit lines.   

Role Functions:

• Perform detailed financial analysis of audited and non-audited financial information. 


• Make well-considered recommendations to management on credit risk decisions and conditions. Whilst ensuring appropriate decision-making to minimize bad debts due to customer defaults. 


• Liaise with internal stakeholders including upline credit management, financial sellers, and business support operations team. 


• Contribute to ensuring appropriate mitigation structures in place, including understanding and management of collateral documents such as corporate and bank guarantees 


• Work effectively as part of a professional and committed team, including supporting workflows at peak business periods 

Required Skills and Experience: 

• Undergraduate studying for University degree in Accounting, Finance, or Economics 


• Knowledge and understanding of financial statements (income statement, balance sheet, cash flow) 


• Good Excel and PowerPoint skills 


• Excellent analytical, interpersonal, communication and problem solving skills 


• Able to multi-task and effectively manage own time 


• A collaborative team player, always willing to assist colleagues 


• Motivation to succeed and drive results in a fast-paced, growing environment 


• Resilient and able to work independently under pressure and meet tight deadlines 


• High level of integrity, with self-confidence to liaise with internal stakeholders on credit considerations and decisions 

 The start date :  1 June 2025 - 31 May 2026