Credit Analyst Executive

Job Descriptions:

• Perform and responsible for credit analysis on customer based on their financial statement.
• Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure.
• Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
• Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
• Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.
• To ensure confidentiality, integrity & availability of all information assets those are protected.
• Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures.
• Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
• Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely-graded loans.
• Responsible in credit/loan administration/management activities i.e. ensuring ongoing update of client files/information.
• Responsible for minimizing defaults and bad debts of ongoing loans
• Calling for employment and cv verification
• Performs other duties as assigned

Job Requirements:

• Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent
• At least 1 years of relevant working experience and preferably in the credit evaluation experiences
• Required Language(s): Bahasa Malaysia & English
• Experienced in Microsoft Office application including Excel, Word and Outlook
• Excellent communication & Interpersonal Skills
• Able to work independently with minimal supervision and work to meet deadlines
• Full-Time and Contract-basis position(s) available
• Able to work immediately
• Fresh Graduates encourage to apply