Credit Analyst Executive

We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector. Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs.

Job Highlights:

• Attractive employee benefits
  
• Healthy learning and career development environment
  
• Annual Bonus and Incentives
  

Key Responsibilities:

• Carry out credit evaluation, recommendation and approval for Business lending, personal loan based on client’s financial statement.
• Reviewing credit risk for new applications and existing customers by carrying out credit worthless checks and making credit limit recommendations, evaluate and mitigate credit risks.
  
• Perform other credit-related research (Industry/sector research, economic updates etc) as complementary to fundamental credit analysis.
  
• Monitor, review past due and delinquent accounts and constantly follow up with the Sales team and customers on collection activities and action taken.
  
• Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
  
• Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
  

Job Requirements :

• At least a Diploma in Finance/ Accounting/ Banking or equivalent.
• At least 1 years of relevant working experience and preferably in the credit evaluation experiences
• Experienced in Microsoft Office application including Excel, Word and Outlook
  
• Excellent communication & Interpersonal Skills
  
• Able to work independently with minimal supervision and work to meet deadlines