Credit Analyst, Subsidiary Lending Group, Enterprise Credit, Malaysia

Credit Analyst, Subsidiary Lending Group, Enterprise Credit, Malaysia

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

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Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description

Responsibilities:

• Primary responsibility is to actively manage the credit aspects for the portfolio of multi-national companies including:
• Manage the acceptance process of incoming credit relationships for the portfolio of multi-national companies.
• Spreading of financial statements.
• Preparation of credit and financial analysis of borrowers and obtain local risk approval.
• Preparation, review & negotiation of credit documents and loan agreements.
• Perform ongoing portfolio monitoring and identify, escalate & manage emerging risks in the portfolio of clients.
• Ensure portfolio of clients is compliant with internal policy and procedures as well as regulatory requirements.
• Prepare and participate in internal/external/regulatory audits, reportings, surveys and examinations.
• Participate in projects/initiatives to streamline and improve processes.
  
   

Qualifications

• Has a good command of English and Bahasa Melayu.
• Able to interpret and analyze financial statements.
• Basic understanding of banking products across Loan, Trade Finance, Transactional Services & Treasury.
• Experience with reading / interpreting credit documents and loan agreements.
• Strong written and verbal communication skills and ability to build relationships with internal and external stakeholders.
• Has an analytical mind and takes a proactive attitude towards problem solving.
• Excellent time management skills and the ability to work effectively under pressure.
• Bachelor’s Degree in Accounting/Finance with 1-2 years’ experience in banking and finance and/or track record of relevant experience.

Bank of America is an equal opportunities employer.

Bank of America Corporation and its Enterprise Subsidiaries has maintained a long-standing commitment of providing equal access and opportunity to all, regardless of disability status. The Commitment to Employees with Disabilities Policy establishes requirements that promote ongoing development and implementation of programs and services that anticipate and respond to the needs of individuals with disabilities.

Bank of America does not tolerate discrimination against individuals with disabilities, whether employees or applicants, based on said disability in the applicant process or through the course of their employment at Bank of America.

In accordance with applicable law, Bank of America:

• Provides equal access to company facilities, services and employment opportunities
• Treats all applicants and employees with disabilities with dignity and respect and offers the same access to opportunities afforded those without disabilities, and
• Seeks out and listens to the concerns voiced by individuals with disabilities and provides reasonable accommodations when appropriate

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