Sales Executive - Auto Credit Excellence Squad (Hire Purchase Division)

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating  in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.

Here at Funding Societies | Modalku we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.
• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.

What you will do:

1. Dealer Acquisition & Sales Support

• Identify and onboard new car dealers (used & new car dealers)
• Assist in promoting HP financing products to dealers
• Support senior sales team in achieving disbursement targets
• Follow up on leads and dealer enquiries

2. Relationship Management

• Maintain regular contact with assigned dealers

• Provide product updates, campaign info, and rate changes
• Assist dealers in submitting complete HP applications
• Resolve basic dealer issues and escalate when needed

3. Loan Pipeline Management

• Track HP applications from submission to disbursement
• Liaise with Credit (CA) and Operations teams to ensure smooth processing
• Ensure documents are complete and compliant with HP requirements
• Monitor approval and drawdown turnaround time (TAT)

4. Marketing & Campaign Execution

• Support execution of sales campaigns (e.g., low rate promo, high MOF campaign)
• Assist in preparing marketing materials and dealer communications
• Participate in roadshows, dealer visits, and industry events
• Gather market feedback on competitors and pricing

5. Compliance & Documentation

• Ensure all HP applications comply with internal policies and regulatory requirements
• Support proper documentation (HP agreement, KYC, supporting docs)
• Maintain accurate records in system (e.g., loan status, dealer info)

Requirements

• Diploma / Degree in Business, Finance, Marketing or related field
• 0–2 years of experience (fresh graduates encouraged to apply)
• Interest in automotive financing / Hire Purchase
• Good communication and interpersonal skills
• Basic understanding of loan/financing concepts is an advantage
• Ability to work in a fast-paced environment and manage multiple cases

Preferred Skills (Good to Have)

• Familiarity with HP loan process or dealer financing (DF / floorstock)
• Understanding of basic credit documents (IC, payslip, bank statement)
• Proficiency in Excel / CRM tools

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.
• Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.
• Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

Interested to know more about us? Learn about our Stories here.