SME Loan Specialist (Location: Butterworth, Penang)

Job Description:

• SME Associate is a sales role where we train and expose the new hires to the art of selling and credit evaluation.
• Credit skills are essential as this sales involves pitching to SME business owners.
• This journey will prepare you for a successful career in becoming a Relationship Manager or Team Leads in the future.

The Role Comprises of:

• Responsible for overall business development on SME loan and deposit products.
• Managing customer relationships with an aim to develop and sustain business flow to achieve bank’s business objective.
• Other duties include developing and implementing marketing plans as well as administering and monitoring loan accounts.
• Solicit and develop new client relationships to drive the SME business to new heights.
• Enhance existing customer relationships and cross-sell the Bank's products.

What you can Learn & Benefits of Joining SME Associates:

• Get insights on business models, how business owners operate their business, how they start/embark, listen to their journey, struggles, opportunities and their inspiration.
• See for yourself manufacturing processes, observe during site visits, learn tips and tricks.
• Associate yourself and build your business networking through industry leaders, industry associations.
• What the reported financial data means vs what you listen from the business owners.
• Get rewarded while you help customers to build their finances.
• In time, you will be able to provide sound business and financial advisory through mentoring from your team leaders/senior.
• Bank sponsored training schemes to guide you step by step to be a successful financial advisor. Get certified as Chartered Banker through IBBM courses.

Requirements:

• Possess a recognised Degree/ Diploma with good analytical skills in financial accounts and well-versed in cash flow analysis
• Strong communication and interpersonal skills
• Must have a strong inclination towards a sales-driven culture
• Results driven with strong commitment to achieve sales target set by bank
• Possess own transport
• A recognised Diploma & Degree
• 2-3 years working experience in Banking Sales
• Kindly provide your CV in this application