Structural Risk Manager

At Ayvens, progress starts with you.

Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

Objective of the role (Why)

Structural Risk comprises Liquidity Risk, Interest Rate Risk in the Banking Book (IRRBB), Currency Risk and Counterparty Credit Risk. The Structural Risk Management team ensures independent oversight and challenge of day-to-day risk management activities in the perimeter of structural risk performed by first line of defense when managing their risks. The team evaluates existing processes, understands the risks that arise as part of business activities and takes part, as appropriate, in the determination of any remedial actions needed. 

The team has the following specific responsibilities:

• Implement the risk management framework as defined by parent company Société Générale’s risk department
• Annual update/review of structural risk policies and procedures

• Provide training on structural risk related topics to internal stakeholders

• Identify risk drivers and emerging risks both at group and local levels

• Review risk indicator framework on local level, Ayvens level and SG level when relevant to Ayvens.
• LoD2 challenges in processes in which structural risk topics are covered (ICAAP, ILAAP, Stress Testing, Recovery Plan...)
• Represent LOD2 in relevant committees.

The team cooperates closely with the ALM/Treasury, Ayvens Bank and Capital Management teams within LoD1, with local entities as well as the different teams within the Finance and Risk domains. In addition, the team has a functional link to the RISQ/ALM team in Société Generale.

The job can be based in Paris (La Defense) or in Amsterdam. In case the job is based in Paris, the candidate has to be willing to frequently travel to Amsterdam.

Areas of responsibilities (What)

The Structural Risk Manager mainly focuses on the following topics:

• Updating and further improving and automating the monthly analyses on Ayvens’ structural risk exposures to understand the key developments and check the accuracy of the numbers.
• Supporting the team in further strengthening the LoD2 structural risk oversight on Ayvens’ leasing entities across the globe and further improving adherence to the Structural Risk Policy.
• Supporting the team in preparing ad-hoc challenges, for instance on funding planning and interest rate risk hedging.
• Supporting the team in setting appropriate structural risk limits for leasing entities and Ayvens overall.
• Supporting the team on preparing and challenging regulatory deliverables such as ICAAP, ILAAP, LCR, NSFR and ITS (interest rate risk) reporting.

Competencies (How)

• Strong data and reporting skills
• Good communication skills
• Team player
• Ability to work on different topics under time pressure

Job requirements (Who)

Personal characteristics

• Disciplined and organised
• Cooperative
• Builds connections throughout the organisation

Education / knowledge

• At least a relevant University degree preferably in a financial area (e.g.  in Economics, Finance, Econometrics)
• Familiar with ALM/Treasury topics such as Interest Rate Risk and Liquidity Risk.
• Proficient in Microsoft Excel and ideally in Power BI

 Skills

• Fluency in English is required.

Experience

• 5 to 10 years of work experience in financial services, preferably in ALM/Treasury, or alternatively in financial reporting/regulatory reporting with exposure to ALM/Treasury topics.
• Experience in an international business environment and working with different countries, cultures and teams is a plus

Other

• Willing to be based in Amsterdam, or to travel to Amsterdam frequently if based in Paris.

Why Ayvens?  

With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.

*ALD Automotive | LeasePlan are rebranding to Ayvens across all 42 countries by 2025.