Account Manager - Financial & Credit Analyst

Job Description
We are looking for a financial analyst to join our team, as a financial & Credit analyst, you will be responsible for the following activities:

• Need to apply for RSSF & DCRR Facilities when request comes from Management.
• Responsible for timely renewal/enhancement of Bank facilities.
• Monitoring of Bank facilities & its due dates and arranging for repayment plans.
• Attending to bank requests like clarification on financial & non-financial data.
• Should be well versed with financial projections, cash flows, and ratios.
• Need to have exposure over Banking Risk & credit compliances.
• Preparation of Letters to Banks as and when required related to Loan disbursement, liquidation, Clarification on any loan products, Roll Over of loans and for related activities etc
• Collaborating with cross-functional teams and stakeholders to provide financial guidance and recommendations for preparing financial projections.
• Preparing presentations and dashboards to communicate financial results and insights to senior management and external parties as and when required.
• Periodical Scrutiny of Interest charges and liaison with banks for clarifications and necessary actions.
• Should know different types of schemes in BOI, CBN, and NEXIM and advise management for better decision-making.
• Need to have hands-on experience in handling Bank LCs, Biddings & NXPs and should assist the import & Export team.
• Preparation of Project Reports as and when required by Management.
• Need to Liaise with Staff in Dubai office & Dubai banks for confirmations on LC payments.

Job Requirements

• A Master's Degree in Finance, Accounting, Economics, or a related field or its equivalent degree.
• Member of ACCA/ICAN will be preferred.
• At least 13 years of experience as a financial analyst (In Credit Department-Banking Industry)
• Proficiency in Excel, PowerPoint, and other financial software tools
• Strong analytical, problem-solving, and communication skills
• Attention to detail and accuracy
• Ability to work independently and as part of a team
• Knowledge of accounting principles and standards