Head of Credit - Hiring Urgently

We are on the lookout for a driven Head of Credit to join our all-star team at Pushresume NG in Lagos, Lagos State.
Growing your career as a Full Time Head of Credit is an incredible opportunity to develop productive skills.
If you are strong in project management, problem-solving and have the right initiative for the job, then apply for the position of Head of Credit at Pushresume NG today!

Job title : Head of Credit jobs in Lagos Job Location : Lagos Deadline : April 28, 2023 Quick Recommended Links

We are hiring for a Micro Finance Bank, with four branches in Lagos State.

Responsibilities

• Formulate credit policies and procedures and ensure they are implemented, reviewed, and complied with.
• Manage the credit function of the microfinance bank efficiently and effectively to ensure profitability and risk mitigation
• Facilitate the development and advice on pricing of the credit products through the evaluation of customer needs and activities in liaison with other departments.
• Risk management through monitoring and administration of credit performance using credit scoring, appraisal reports and monitoring of customers' credit rating with credit reference agencies.
• Develop and maintain business relationships with key customers and stakeholders to create business opportunities.
• Responsible for credit administration by setting terms of credit and ensure timely repayment by customers.
• Negotiate repayment plans and discontinue credit to late-paying business customers
• Initiate legal action to recover debts if necessary, meeting other creditors, arranging for goods to be recovered, and organizing for liquidation of a defaulter's assets to offset outstanding debt.
• Ensure all income is collected as per the approved terms
• Ensure Disbursements are done as per approval terms
• Track credit facilities for all newly approved credit relationships within agreed terms of lending and time frames
• Develop, implement, and monitor the bank's overall credit strategy
• Continuous review of the credit policies and processes to ensure they remain robust and responsive to the customer's dynamic business needs
• Manage the credit team to enhance productivity, effectiveness
• Oversee overall management of the credit processes within the bank policies and guidelines to minimize lending risks.
• Perform any other duty as assigned, in line with the organization goals and objectives

Candidates' specification

• Minimum of 5 years of hands-on Micro-finance banking experience in credit and marketing
• Bachelor's degree in business, accounting, finance, economics or any field. An MBA or Master's degree is an advantage.

Benefits of working as a Head of Credit in Lagos, Lagos State:

● Learning opportunities
● Opportunities to grow
● Competitive salary