Credit Officer - with Growth Opportunities

We are looking to hire an enthusiastic Credit Officer to join our vibrant team at Fundtron Capital Limited in Lagos, Lagos State.
Growing your career as a Full Time Credit Officer is a fantastic opportunity to develop exceptional skills.
If you are strong in adaptability, people management and have the right experience for the job, then apply for the position of Credit Officer at Fundtron Capital Limited today!

Fundtron Capital Limited's job vacancy, Career and Recruitment

Job title : Credit Officer jobs in Lagos Job Location : Lagos Deadline : February 28, 2023 Quick Recommended Links

Job Description

• Facilitate business growth through the sales of products across, personal, business, and co-operative clients.
• Explain different loan options available to clients.
• Identify and prospect clients through market segmentation with a focus on an industry and/or sub segment applying a narrowed focus to client acquisition.
• Establish, develop, and manage a strong pipeline and network of clients for our products/services.
• Cross-sell customised products and services with the objective of meeting clients' unique needs to achieve financial objectives.
• Develop and maintain relationships with clients to provide quality services.
• Foster beneficial and long-term relationships with new and existing clients to retain and attract new businesses.
• Employ a variety of means to keep abreast of industry trends and company product knowledge.
• Deliver increasing deposit portfolio performance and provide regular reports.
• Develop customised on-boarding options and solutions for clients to suit their individualized needs.
• Determining whether prospective customers are creditworthy, developing credit scoring models, authorizing, and refusing loans, negotiating payment arrangements, and revising the business' credit policy.
• Assess clients' financial status, and conduct a thorough loan analysis to ascertain customer's earning capacity and willingness to repay loan.
• Maintain updated records of loan applications, and manage client database.
• Monitor progress of existing loans.
• Must have in-depth knowledge of credit analysis and be an expert with accounting software.
• Bachelor's Degree in any related discipline.
• Have appreciable knowledge of business plan development across various industries.
• Strong customer orientation.
• 3-5 years work experience as a Credit Officer, Loan Officer, or similar role.
• Outstanding analytical Abilities.
• A good ability to communicate.
• Strong interpersonal abilities.
• Attentive to detail.
• Citical thinking ability to take initiative and proffer situation
• The capacity to handle challenging circumstances.
  

*Sales / Retail / Business Development jobs in Nigeria *Sales / Retail / Business Development jobs in Lagos *Credit Officer in Lagos

Benefits of working as a Credit Officer in Lagos, Lagos State:

● Excellent benefits
● Company offers career progression opportunities
● Advantageous package