Assistant Banking Officer

Our Client, a high rising bank is looking to hire an Assistant Banking Officer with at least 5 years of experience in the banking sector

ESSENTIAL JOB RESPONSIBILITIES

• Sourcing of SME clients for both deposits & loans in line with set targets.
  
• Sourcing of individual clients for both savings, Current and fixed deposit accounts in line with set target.
  
• Packaging of customers’ credit requests
  
• Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.
  
• Ensure credits are packaged in line with credit policies & procedures of the bank.
  
• Ensure credits are within the bank’s obligor limit
  
• Rendering financial advice to clients
  
• Rendering weekly & monthly reports to the management
  
• Ensure proper KYC are conducted on customers
  
• Monitoring the loan portfolio and follow up on repayment.
  
• Carry the entire operation and execution from loan approval to legal to disbursement.
  
• Monitor the client relations and payment schedule.
  
• Partner with possible institutions to help better serve our client requirement and get business.
  
• Understand the client need & design communication for them.
  
• Design Products suitable to market and client’s requirement in coordination and supervision of Head – SME.
  
• Study competitor and do product benchmarking.
  
• Maintain and manage the cordial relationship with stakeholders through client servicing.
  
• Recommending Cases to put up for appraisal
  
• Recommending New Product Design
  
• Recommending Institutional Tie-ups
  
• Evaluation of Financials of prospecting firms/customers
  
• Market research activities
  
• Provide feedback to senior management, marketing and product management on customer’s needs and the efficiency of marketing strategies and tactics. 
  
• Responsible for delivering a service to customers that matches the Bank’s brand promise of being “the Right Partner”.
  

ESSENTIAL JOB REQUIREMENTS

• Bachelor’s degree from a reputable institution with at least 5 years related experience.
  
• Advance knowledge of the Microfinance and/or Banking industry and related state or banking compliance regulations, banking law, etc. is a must
  
• High level of numeracy to evaluate complex statistical financial information is required
  
• Strong managerial, business development, analytical and research skills
  
• Strong leadership qualities with a proactive, results- oriented and a positive “can do” disposition
  
• Excellent oral, written communication and presentation skills
  
• Must possess good knowledge in results-based management systems (RBMS)
  
• Excellent computer skills in the use of Microsoft office suite and working knowledge of banking software.
  
• Willingness to work on flexible scheduling
  
• Location is Abuja, Nigeria.