Our client is a leading financial institution providing financial advisory, capital raising and investment management services for private individuals, institutions, governments, and government agencies.

Job Summary

We are seeking an experienced Credit Officer who will be responsible for assessing, evaluating, and managing credit risk for MSME and retail clients. The role involves loan applications, ensuring compliance with CBN policies and implementing effective credit risk management strategies.  

Key Responsibilities

• Assess  and analyze creditworthiness of the MSME and retail clients.
  
• Conduct financial evaluations, risk assessments, and loan structuring.
  
• Ensure compliance with CBN policies on credit and loan administration.
  
• Monitor loan portfolios to minimize default risk.
  
• Develop and implement micro learning and retail banking strategies.
  
• Collaborate with internal teams to optimize loan processes and recovery strategies.
  
• Prepare and present credit reports and recommendations to management.
  
  
  

Requirements

• Bachelor’s degree in Accounting, Finance, Economics or Business Administration from a reputable institution.
  
• 3-5 years post NYSC experience in credit risk management within the financial industry.
  
• Strong knowledge of CBN policies on credit and loan administration.
  
• Expertise in micro - lending, MSME financing and retail banking.
  
• Professional qualification such as ACA, ACCA(added advantage).
  
• Strong analytical , communication and decision making skills.