Credit Officer

• Review and assess credit applications for new and existing clients, ensuring they align with the company’s rental, lease and financing policies
  
• Conduct in -depth financial analyses of customers, and partner companies to determine creditworthiness and recommend suitable credit limits.
  
• Prepare and maintain accurate records of credit assessments, approvals, rejections, and collection efforts. Provide regular updates to senior management on credit performance and risk exposure.
  
• Collaborate with Credit & Risk Associate to develop, implement, and update credit policies and guidelines in line with the company’s growth strategy.
  
• Serve as a point of contact for credit inquiries from drivers and businesses, offering advice and resolving issues related to credit limits and payment terms.
  
• Provide regular updates to the Credit & Risk Associate on operational risks.
  
  

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  
• Experience: Minimum of 3 years of experience in credit analysis, risk management, or financial services (experience in the gig economy or mobility sectors is a plus).
  Skills:
  
• Strong analytical and decision -making skills.
  
• Proficiency in Microsoft Excel and other financial analysis tools.
  
• Excellent verbal and written communication skills.
  
• Knowledge of financial statements, credit scoring models, and risk assessment techniques.
  
• Ability to work under pressure and manage multiple tasks simultaneously.
  
• Strong attention to detail and organizational skills.
  
  

Benefits

• You would be part of a dynamic startup revolutionising the vehicle subscription and financial services industry for gig workers in Africa.
  
• You would be part of a dynamic environment where your ideas are heard and your contributions propel us forward.
  
• You would work alongside passionate, talented colleagues who share your commitment to excellence.
  
• You would witness firsthand the positive change your work brings to the lives of thousands of riders and drivers.
  
• Comprehensive benefits package, including a competitive salary, health insurance, and exciting growth opportunities.