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Financial Operations Specialist

Job Description - Financial Operations Specialist

Our client is a fast-growing fintech company focused on transforming how businesses across Africa handle payments. With a mission to empower businesses to thrive, they offer a range of tools that support both online and offline transactions, streamline operations, and fuel business growth. Their culture is rooted in innovation, high standards, and a customer-first approach.

Role Overview

The Financial Operations Specialist will be responsible for managing the daily financial processes of the bank, including end-of-day reporting, reconciliation, transaction processing, and regulatory submissions. As the first hire in the finance function, the ideal candidate must be hands-on, systems-savvy, and capable of working independently in a fast-paced, startup environment.

Job Type: Permanent/ Full time

Location: Lagos, Nigeria

Workplace: Hybrid

Requirements

  • Bachelor’s degree in Banking, Finance, or a related field
  • ICAN/ACCA certification (in progress or completed) is preferred.
  • In-depth understanding of CBN guidelines, internal control frameworks, AML, KYC, and risk management practices.
  • 5 years’ experience in financial operations or accounting, ideally in a banking environment, other financial institution or fintech.
  • Strong knowledge of banking operations and regulatory requirements.
  • Hands-on experience with accounting and core banking software
  • Proficient in Excel and financial data analysis.
  • High level of accuracy, attention to detail, and professional integrity.

Responsibilities

  • Oversee daily financial operations, including transaction processing, end-of-day reporting, cash reconciliation, and settlements.
  • Ensure timely and accurate posting of transactions and maintenance of the general ledger.
  • Manage bank and GL reconciliations, including core banking system vs accounting records.
  • Prepare financial statements, management reports, and regulatory submissions (e.g., CBN, MPRs, CRMS, NDIC).
  • Monitor cash flow, liquidity, and working capital to support daily banking operations.
  • Process payments, staff payroll, and statutory remittances (e.g., taxes, pensions).
  • Implement internal controls to safeguard financial assets and ensure regulatory compliance.
  • Assist in setting up financial systems, policies, and processes in line with CBN requirements.
  • Support budgeting, variance analysis, and financial performance tracking.
  • Support internal audit preparation and implementation of audit recommendations.
  • Liaise with auditors, regulators, and service providers as needed.

Benefits

  • Competitive salary and compensation package
  • Full medical coverage
  • Fully covered parental leave
  • Performance-based incentives
  • Leadership in a growing financial institution
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