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Reconciliation & Settlement Specialist

icon building Company : Palmpay Limited
icon briefcase Job Type : Full Time
icon geo-alt Opebi, Ikeja

Job Description - Reconciliation & Settlement Specialist


Job Title - Reconciliation Specialist
PALMPAY is a pan-African Fintech company currently operating in Nigeria, Ghana, Kenya, Uganda, Egypt, Côte d'Ivoire, and Tanzania, and expanding to other markets this year. We provide innovative digital payment solutions that empower individuals and businesses to thrive in a fast-paced, digital world
POSITION OVERVIEW
We are seeking a highly skilled and detail-oriented Reconciliation Specialist  to join our Reconciliation team. The Reconciliation Specialist will play a critical role in ensuring the accuracy and integrity by reversing transactions, accounts, and statements. This role is instrumental in maintaining financial compliance and providing valuable insights to support decision-making processes.
Job Purpose
  • The Reconciliation Specialist is responsible for resolving all issues arising from electronic transactions.
  • Perform automated back-office processing such as dispute processing, settlement, reconciliation and reporting.
  • Engage aggregators and business partners on improved service delivery
  • Attending to all transfer related enquiries from banks.
Responsibilities
  • Develop and execute processes, standards, guidelines, and service level agreements for partnering organizations.
  • Attend to customer and merchant disputes and ensure prompt resolution.
  • Liaise with banks and aggregators on settlement discrepancies.
  • Identifying, negotiating, and closing partnership deals on direct product offerings.
  • Liaising with switching companies and card schemes on Settlement issues
  • Reconciliation of transactions routed through various payment platforms, including POS.
  • Daily reconciliation of accounts for exceptions and subsequent escalation of exceptions to the switch and other vendors or third parties for resolution.
  • Ensures timely reconciliation of all transactions done on the terminals.
  • Ensure daily validation of transaction posting on the system.
Specifications & Requirements
  • Creative thinker and problem solver who can resolve issues arising from online transactions in a timely and efficient manner.
  • A self-starter and self-motivated person who is able to influence and direct the settlements and reconciliation process.
  • Passionate about solving problems and is focused on customer experience and outcomes.
Requirements
  • A Bachelor's Degree or its equivalent
  • Proven experience (2 years) in Settlement, Reconciliation & Chargeback role, preferably within the fintech, banking, or payment industry.
  • At least 3 years in Digital Financial Services or banking industry experience
  • Experience with electronic payment systems
  • In-depth knowledge of payment processing- gateways
  • teamwork skills
  • Organization and Time management skills
  • Proficiency in the use of MS Office suites.
  • Excellent communication skills and interpersonal skills.
  • Attention to detail and accuracy
  • Strong analytical and problem-solving skills.

 
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