SunFi: Finance Lead (Agri-foods Solar Sales focus)

Job Title: Finance Lead (Agri-foods Solar Sales Focus) 

Team: Finance 

Reporting to: Finance Manager 

Grade Level: Lead

SunFi.co is leveraging its leadership experience as a Distributed Energy Provider (DEP) to build a Clean Energy FinTech platform that helps consumers access the most trusted solar and clean energy solutions that deliver the greatest savings. SunFi collaborates with the best equipment suppliers, installers, and financiers to deliver clean energy consumers amazing solar experiences to help catalyze the transition to clean energy across Nigeria, and eventually, across Africa. SunFi is expanding its work in the agrifood cold-chain sector by supporting young women market traders with access to solar energy and cooling systems that reduce energy costs and unlock business growth. This role sits at the heart of that effort. 

About the Role 

The Finance Lead will manage the financial operations, controls, and reporting for a new program supporting young women in the agrifood value chain with solar systems and energy-efficient freezers. The role is responsible for the full spectrum of grant-related financial management: day-to-day accounting, reconciliations, documentation, budget tracking, compliance, and preparation of periodic reports. 

A central part of this role is developing and managing simple, inclusive payment-plan processes tailored to the cashflows of women traders. This includes subscription models, lease-to-own, and hybrid plans that align with daily and weekly market rhythms. Because these payment plans require only BVN and verifiable business locations, the Finance Lead will design screening, onboarding, and risk-assessment steps that keep access easy while ensuring portfolio quality. This will require direct engagement in the field to understand customer realities, repayment behavior, and the operational challenges agents face. 

The Finance Lead will also ensure accurate financial reporting, documentation, and compliance with all donor requirements, maintaining strict alignment with approved budgets, record-keeping standards, and SunFi’s internal controls. Over time, this role will grow into a core part of SunFi’s finance team, supporting the scaling of these payment-plan models across other markets and regions. 

Job Responsibilities 

Financial Operations and Controls 

● Manage day-to-day accounting, reconciliations, financial entries, and internal controls related to the program.

● Maintain disciplined documentation processes in line with donor requirements and SunFi’s internal audit standards. 

● Ensure accurate recording of expenses, collections, asset purchases, and field disbursements.

● Oversee treasury activities relating to program cashflows, including vendor payments, market-level collections tracking, and bank reconciliations. 

Payment Plans, Eligibility Design, and Portfolio Quality 

● Design and maintain the financial screening and eligibility process for women traders using BVN and verifiable business locations, driving innovation as needed. 

● Develop simple, low-friction workflows to support flexible payment plans, including but not limited to daily, weekly, monthly, etc. 

● Work closely with field teams to validate customer information, understand cashflow patterns, and adjust payment-plan models as needed. 

● Monitor repayment behavior; identify early warning signals to protect portfolio health.

● Support experimentation with subscription, L2O, hybrid, and seasonal payment plans to identify the most scalable options. 

Financial Reporting/ Financial Planning & Analysis 

● Ensure every financial requirement of the grant-backed program is met, including: quarterly financial reporting, narrative inputs tied to financial performance, MEL-aligned financial data capture, asset register updates, and documentation for monitoring visits or audits. 

● Prepare all financial statements required for milestone-based disbursements.

● Prepare monthly, quarterly, and annual financial reports in collaboration with the rest of the Finance Team. 

● Track all expenditures against the approved program budget and flag deviations

● Work with the Sales teams to ensure field data aligns with financial reporting.

● Produce detailed variance analyses, burn-rate reports, and financial summaries for internal and donor use. 

● Support with budget control and reporting to ensure budget adherence/updates.

● Analyze market trends and identify opportunities for growth/expansion.

● Build and utilize financial models to evaluate business scenarios and support decision-making. 

● Analyze program costs, COGS, margins, and unit economics for solar/cooling systems.

● Support pricing decisions and financial modeling for energy-as-a-service and lease-to-own products. 

● Provide financial insights to optimize profitability, cost recovery, and sustainability. 

Cross-Functional & Field Collaboration 

● Work closely with the Sales Lead to align financial processes with field realities.

● Support agents with training on collections, documentation, and financial workflows.

● Conduct periodic field visits to understand customer behavior, validate reported data, and improve financial assumptions.

● Collaborate with Operations, Growth, Customer Success, and Data teams to support smooth delivery of the program. 

● Perform ad-hoc tasks as assigned by the Finance Team or SunFi leadership 

Attributes & Skills 

Technical & Accounting Skills 

● Strong knowledge of accounting principles, IFRS standards, and financial controls.

● Experience preparing financial statements, reconciliations, and documentation for audits, including working knowledge of all statutory legislation and regulations 

● Proficiency with accounting systems (e.g. Sage, SAP, Oracle EBS, Quick Books, and others), Excel/Google Sheets, and financial reporting tools. 

● Ability to create financial models, analyze unit economics, & interpret portfolio trends.

● Lease financing and project accounting

● Working knowledge of all statutory legislation and regulations

● Proven experience in financial analysis, forecasting, and budgeting 

● Experience supporting donor-funded or multi-stakeholder programs is an advantage. 

Operational & Field-Based Skills 

● Comfortable working across markets, speaking with traders, validating business locations, and understanding cashflow realities. 

● Ability to design simple financial processes that agents can easily follow in the field.

● Experience in repayment tracking, collections analytics, and risk identification. 

Analytical & Problem-Solving Strength 

● Ability to translate raw data into insights, flags, and decisions.

● Strong judgment in balancing accessibility with financial discipline. 

● Skillful at identifying cost-saving opportunities and improving financial efficiencies. 

Soft Skills 

● High integrity and strong ethics with a commitment to transparent documentation.

● Excellent communication skills across teams and with external stakeholders.

● Empathy and cultural sensitivity when engaging women traders and field agents.

● Resilience, adaptability, and ownership mindset suited to a fast-paced environment. 

Qualifications 

● Bachelor’s degree in Accounting, Finance, Economics, or related field. 

● 5+ years of progressive experience in finance, accounting, or financial operations.

● Experience working in startups, last-mile distribution, donor-funded programs, or consumer-financing organizations is a strong advantage. 

● Professional certifications (ICAN, ACCA, CFA level progress, etc.) are an added advantage.

● IFRS certifications or demonstrated knowledge and proficiency are a plus