PalmPay Finance Graduate Trainee Program: PalmPay Graduate Trainee Program – Finance Track Location: Lagos, Nigeria Employment Type: Full-time (Onsite) Duration: 6 Months Department: Finance Program Overview PalmPay’s Finance Graduate Trainee Program is designed to develop high-potential graduates into well-rounded finance professionals with strong exposure to fintech operations, financial control, and strategic finance. The program offers structured training, job rotations, mentorship, and hands-on experience across core finance functions within a fast-paced digital financial services environment. Successful candidates will gain practical experience in financial reporting, accounting operations, budgeting, controls, payments reconciliation, and regulatory compliance, while building a solid foundation for long-term career growth within PalmPay. Key Responsibilities Financial Operations & Accounting
Support day-to-day accounting activities including journal postings, account reconciliations, and ledger maintenance.
Assist with transaction monitoring, payment reconciliations, and settlement processes across PalmPay’s products.
Support monthly, quarterly, and annual financial close processes.
Financial Reporting & Analysis
Assist in preparing management reports, financial statements, and performance dashboards.
Support variance analysis and provide insights into cost drivers and revenue trends.
Help track KPIs and financial metrics aligned with business objectives.
Budgeting & Cost Control
Support budget preparation, tracking, and forecasting activities.
Assist with expense monitoring, cost analysis, and internal control reviews.
Help ensure adherence to approved budgets and financial policies.
Compliance & Audit Support
Support compliance with internal policies, regulatory requirements, and financial controls.
Assist during internal and external audits by preparing documentation and responding to queries.
Ensure proper documentation and record-keeping in line with audit standards.
Cross-functional Collaboration
Work closely with operations, product, risk, and business teams to support finance-related initiatives.
Participate in process improvement projects aimed at improving efficiency and accuracy.
Support ad-hoc finance projects as assigned by the finance leadership team.
Training & Development
Structured onboarding and rotational exposure across key finance functions.
Hands-on learning under the guidance of experienced finance professionals.
Continuous performance feedback and mentorship throughout the program.
Opportunity for full-time placement upon successful completion of the program.
Requirements Education
Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related discipline.
Minimum of Second Class Upper (2:1).
Experience
0–2 years of work experience (NYSC completed).
Internship or industrial training experience in finance, accounting, or audit is an added advantage.
Not more than 27 years of age as at the time of application
Skills & Competencies
Strong numerical and analytical skills.
Basic understanding of accounting and financial principles.
Proficiency in Microsoft Excel; knowledge of accounting software or ERP systems is a plus.
High attention to detail and accuracy.
Strong communication and teamwork skills.
Willingness to learn, adapt, and thrive in a fast-paced fintech environment.
Preferred Qualifications
Progress toward professional certifications (ICAN, ACCA, CIMA) is an advantage.
Interest in fintech, digital payments, or financial services.
Demonstrated leadership potential and problem-solving ability.
What We Offer
A structured graduate training program in a leading fintech company.
Hands-on exposure to real-world finance operations and decision-making.
Competitive trainee compensation and benefits.
Career growth opportunities and potential full-time employment.
A collaborative, innovative, and high-performance work culture.
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