Credit Risk Officer

Job Title

Job Description

Rabobank is the world’s leading specialist in food and agribusiness banking. One of our key strengths lies in our kaimahi (employees) who have a deep understanding of agriculture and are committed to adding long-term value for our clients.

Our purpose is clear of growing a better New Zealand together. Our commitment to our employees and customers is at the heart of everything we do.

Are you a seasoned credit professional ready to step into a role where your expertise truly makes an impact?

We’re looking for a dynamic Credit Risk Officer to join our high-performing team, someone who thrives on making sound decisions, building strong relationships, and supporting the growth of rural and commercial businesses.

About the role | Mō te tūranga

This isn’t just another credit role, it’s your opportunity to influence key lending decisions that shape regional economies, partner with Relationship Managers and Branch teams to structure smart, value-driven deals.

You’ll act as a trusted voice in credit strategy, training, and innovation, and contribute to a culture that values collaboration, courage, and continuous improvement.

As a critical decision-maker, you will:

• Assess and approve lending proposals, renewals, and reviews with confidence and precision
• Prepare and present high-quality credit submissions to senior committees
• Monitor portfolio health, including accounts out of order and risk indicators
• Provide expert guidance to frontline teams on deal structuring and credit quality
• Support policy development, training initiatives, and product innovation
• Build strong partnerships across the business and act as a go-to credit expert

About you | Ō pūkenga

Experience & Expertise:

• 5+ years in credit and banking, ideally with rural sector exposure
• Strong ability to analyse financial statements, cash flows, and valuations
• Proven track record in credit decision-making and submission writing

Qualifications:

• Tertiary qualification in Agriculture, Finance, or a related field
• Accounting or Valuation credentials? That’s a bonus!

Core Strengths:

• Strategic thinking with a customer-first mindset
• Exceptional communication and stakeholder management skills
• Ability to prioritise, lead, and deliver results independently
• Confidence in influencing outcomes and driving quality decisions

If you are interested in Growing a better New Zealand together (kia ngātahi te tipu o Aotearoa) please follow the link and apply online or visit www.rabobank.co.nz./careers.

Applications close Monday 13 July 2026

In return we can offer you:

This is a fantastic opportunity to join a values-driven organisation with an ambitious growth strategy. We have a workplace culture that our people are proud of, where we embrace inclusion and belonging and strive to deliver positive experiences for our people and clients. 

Our Values | ō mātou uara

Rabobank believe embracing inclusion, equity and belonging delivers positive experiences for our people and clients.  Our great working conditions, broad learning and development programmes and the opportunity to work together for the greater good are reasons why our employees love working here.

At Rabobank New Zealand, we are committed to our values; we are client-driven, we take responsibility, we are professional and cooperative.   We have an open culture, where you can be yourself and be valued for who you are.  All qualified applicants will receive consideration for employment without regard to ethnicity, sex/sex characteristics, gender (Inclusive of all genders), gender expression, sexual orientation, religion, disability, age, or other diversity characteristics not mentioned.  We are proud to be an equal opportunity employer. Together, we can grow a better world.