Principal Software Engineer

Job Overview:

We are seeking an experienced Principal Software Engineer to join a global fintech organization specializing in cross-border payments technology. This is a senior individual contributor role for a hands-on technical leader who will drive complex engineering initiatives, influence technical strategy across teams, and help modernize large-scale payment platforms. The ideal candidate combines strong full-stack engineering expertise with system design experience, cloud technologies, and AI-assisted software development practices.

What Will You Do:

• Lead the engineering approach for complex, high-impact, and ambiguous technical initiatives across the full technology stack.
• Define and drive technical standards, architecture decisions, and engineering best practices across multiple teams.
• Serve as a technical leader and mentor, elevating engineering capabilities through design reviews, technical guidance, and knowledge sharing.
• Remain hands-on by contributing production-grade code for business-critical systems and services.
• Collaborate closely with Product, Design, Compliance, and Engineering stakeholders to translate business objectives into scalable technical solutions.
• Drive modernization initiatives, including migration from legacy platforms to modern architectures and cloud-native solutions.
• Champion the adoption of AI-powered development tools and establish best practices for integrating AI throughout the software development lifecycle.
• Contribute to system architecture, platform scalability, performance optimization, and operational excellence.

What Makes You a Good Fit:

• Minimum 8 years of experience building and delivering production-grade software applications end-to-end.
• Strong frontend development experience using modern frameworks such as Vue.js, React, or similar technologies.
• Strong backend development experience, preferably with C#/.NET; candidates with expertise in Java, Kotlin, Go, or other object-oriented languages are also encouraged to apply.
• Solid understanding of frontend engineering fundamentals, including responsive design, accessibility, performance optimization, and internationalization.
• Strong knowledge of SQL and relational database systems.
• Deep expertise in software architecture, system design, microservices, service-oriented architecture, and event-driven systems.
• Demonstrated experience leading complex, cross-functional technical initiatives as an individual contributor.
• Proven ability to mentor and develop engineers through technical leadership rather than direct people management.
• Extensive hands-on experience using AI-assisted development tools such as GitHub Copilot, Cursor, Claude Code, or similar platforms.
• Strong experience with AWS cloud services and modern deployment practices, including CI/CD pipelines and services such as SQS, DynamoDB, S3, ECS, and Lambda.
• Experience working within payments, financial services, foreign exchange, or other regulated industries.
• Excellent communication and stakeholder management skills.

Nice To Have:

• Experience leading large-scale platform modernization or migration initiatives.
• Experience establishing engineering standards and technical strategies across multiple teams.
• Experience with caching technologies such as Redis or Memcached.
• Familiarity with project management and collaboration tools such as Jira and Confluence.
• Experience leveraging AI tools for automated testing and software quality assurance.

What We Offer:

• Competitive remuneration package with annual salary reviews.
• Paid birthday leave.
• Additional annual leave entitlement based on years of service (up to 5 extra days).
• Employer KiwiSaver contributions on top of base salary.
• Comprehensive healthcare coverage.
• Employee Stock Purchase Plan (ESPP) at discounted rates.
• Paid volunteering day to support a charity of your choice.
• Complimentary office refreshments, including fruit, snacks, beverages, and coffee.
• Access to mental health and wellbeing support resources.
• Opportunity to work with a global fintech organization on innovative payment technologies.

Working Arrangement:

• Hybrid working arrangement.
• Opportunity to collaborate with global engineering teams across multiple regions.