AF Credit Analyst

• Ensure that risk and customer credit worthiness is assessed in accordance with the companys credit policy
• Prepare, recommend & approve loan applications within required time frames with exemplary customer service
• Ensure the availability and accessibility of all necessary loan application documents
• Minimizing fraud, credit and operational losses in the organization to below industry norms for given risk

SELECTION CRITERIA

• Candidate must possess at least a Bachelors Degree in Business Studies/Administration/Management, Finance/Accountancy/Banking or equivalent
• At least 3 Year(s) of working experience in Banking/Financial Services is required for this position specializing in Underwriting processes with delegated loan authority
• Demonstrated 3 years experience in underwriting processes
• Demonstrated experience in exercising a delegated lending authority for at least 2 years
• Knowledgeable on regulatory environment with particular emphasis on the Australian NCCP, AML/CTF and Privacy Act
• Has a sound understanding of Financial Analysis
• Excellent verbal and written English communication skills
• Experience working for an Australian or any financial institution, an advantage
• Ability to adapt to a fast-paced environment
• Positive disposition and can-do attitude