Credit Operations Head

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Mandaluyong City, National Capital Region, PH

Business Unit: BDO Network Bank, Inc.

Department:

Job Summary:

Primarily responsible for underwriting loan applications and managing Area Credit Heads (ACH) and Credit Officers (COs) in assigned region.

Responsibilities:

1. Evaluate loan applications

Evaluate credit application according to credit policies and guidelines

Oversee credit investigations conducted by COs and underwriting of ACHs in assigned region

Evaluate credit application according to credit policies and guidelines

Render underwriting decision according to approved delegated approving authority

2. Manage credit team performance

Manage credit investigation and underwriting operations in the assigned region to drive achievement of region’s targets and objectives

Resolve operational issues and concerns to ensure operational efficiency

Monitor and manage loading/ staffing of ACHs and COs to ensure fast TAT while maintaining credit quality

Train and mentor ACHs and Cos

Conduct periodic credit portfolio reviews

Revise/develop credit policies and operating guidelines to improve credit quality and credit evaluation process

3. Ensure team compliance to policies and guidelines related to

Credit investigation and evaluation

Internal, regulatory and external requirements

Requirements:

A t least 10 years credit investigation/ underwriting/ audit related work in consumer lending/ microfinance

Plus if with sales/ collections experience

Credit investigation and underwriting

Financial and credit assessment of busi nesses

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