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Credit Portfolio Reviewer

Job Description - Credit Portfolio Reviewer


About BDO


 


BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer-focused services. Build your career with a trusted industry leader.


 


Job Summary 


Responsible for conducting post-approval reviews of corporate and commercial loan accounts to assess portfolio quality, validate risk ratings, ensure compliance with approved credit terms, and identify potential credit risks. The role supports management in maintaining a healthy loan portfolio through timely risk assessment and reporting.

 


Key Responsibilities



  • Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.

  • Validates the risk rating/credit scorecards performed by Account Officers during portfolio reviews and the report discrepancies and/or errors in rating, if any, for eventual correction.

  • Ensures that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.

  • Monitors assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available.

  • Prepares the Credit Portfolio Review Report after every review engagement.

  • Performs other duties that may be assigned from time to time.


 


Qualifications



  • Bachelor's degree in Business Administration, BS Accountancy, BS Financial Management, BS Banking & Finance or related field.

  • At least five (5) years of experience in credit origination, account management, and/or remedial management, preferably involving corporate and commercial loan accounts.

  • Must be willing to work onsite and be assigned in Makati/Ortigas.


BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration  of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.                                                                                                                       Requisition ID: 30328


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