Fraud Lending Specialist

About GoTyme

GoTyme is a joint venture between the Gokongwei Group, one of the biggest conglomerates in the Philippines, and the Singapore-headquartered digital banking group Tyme. This venture combines the trusted Gokongwei brand, customer base, and distribution ecosystem with Tyme’s globally proven digital banking technology and hands-on experience building South Africa’s leading digital bank, TymeBank, one of the fastest-growing digital banks in the world today.

At GoTyme, we have embarked on a journey to democratize financial services and bring next-level banking to the Philippines. We seek individuals who share our belief that the game is worth changing, to join our growing team of GoTymers as we build, launch, and scale a bank that empowers all Filipinos to navigate a path to financial freedom.

About the role

The Fraud Lending Specialist leads fraud investigations, scam analysis, and recovery efforts across GoTyme products, including coordination with Philippine law enforcement and partner banks.

• Oversee investigations for scams, ATO, card fraud, mule accounts
• Conduct deep transaction and network analysis
• Manage case documentation aligned with BSP requirements
• Drive fund recovery via Instapay/PESONet coordination
• Liaise with law enforcement (PNP, NBI) and partner banks
• Identify systemic fraud risks and feed back into controls
• Assistance in court appearances as needed

• A bachelor's degree of any related field. Graduate of a non-technical course is acceptable, with strong technical aptitude 
• Strong fraud investigation experience in banking/fintech
• Understanding of PH fraud ecosystem
• Analytical and forensic skills
• Ability to manage sensitive, high-risk cases
• Proven experience in transaction monitoring within a banking or financial services environment.
• Strong analytical skills and attention to detail.
• Ability to navigate and leverage new tools and technologies for fraud detection.
• Excellent communication and teamwork skills.
• Comfortable working in a dynamic, agile environment.
• Experience in Fraud Management/Transaction Monitoring
• Familiar with MORB Guidelines